Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BNDX vs SCHF: how they differ
BNDX and SCHF hold 6% of their weight in the same names, and SCHF returned more over the year.
Vanguard Total International Bond Index Fund and Schwab International Equity ETF.
What they hold in common
By the books each fund has filed, BNDX and SCHF hold 6% of their money in the same securities at the same weight.
| Holding | BNDX | SCHF |
|---|---|---|
| BPER Banca SPA | 0.01% | 0.07% |
| Deutsche Lufthansa AG | 0.01% | 0.02% |
| Heidelberg Materials AG | 0.01% | 0.09% |
| Assa Abloy AB | 0.01% | 0.12% |
| Banca Monte dei Paschi di Siena SpA | 0.01% | 0.08% |
| Bendigo & Adelaide Bank Ltd | 0.01% | 0.01% |
| British American Tobacco PLC | 0.01% | 0.44% |
| EssilorLuxottica SA | 0.01% | 0.20% |
| United Overseas Bank Ltd | 0.01% | 0.12% |
| Accor SA | 0.01% | 0.04% |
| Groupe Bruxelles Lambert NV | 0.01% | 0.03% |
| Pandora A/S | 0.01% | 0.02% |
| Only in BNDX | Only in SCHF |
|---|---|
| French Republic Government Bond OAT 0.18% | Royal Bank of Canada 0.91% |
| Bundesschatzanweisungen 0.14% | Nestle SA 0.88% |
| Canadian Government Bond 0.13% | Shell PLC 0.81% |
| Canadian Government Bond 0.10% | Siemens AG 0.78% |
| Canadian Government Bond 0.10% | BHP Group Ltd 0.74% |
| Canadian Government Bond 0.09% | Toronto-Dominion Bank/The 0.65% |
| Canadian Government Bond 0.08% | SoftBank Group Corp 0.62% |
| Canadian Government Bond 0.08% | ABB Ltd 0.56% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| BNDX Vanguard Total International Bond Index Fund | SCHF Schwab International Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | Schwab |
| What it is | Total International Bond | International Equity |
| Total return, 1 year | −0.7% | +25.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | +8.0 pts |
| Expense ratio | 0.07% | 0.03% |
| Holdings | 6707 | 1476 |
BNDX in plain words
BNDX is a bond fund tracking the Total International Bond. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year.
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
Questions people ask
- Which returned more over the last year, BNDX or SCHF?
- In the year to Sep 12, 2026, with distributions reinvested, BNDX returned −0.7% and SCHF returned +25.4%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BNDX or SCHF?
- BNDX charges 0.07% a year and SCHF charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BNDX against SCHF, data as of Sep 12, 2026. https://etfiq.com/compare/any/BNDX-SCHF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources