Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BNDX vs SCHD: how they differ
BNDX and SCHD hold 0% of their weight in the same names, and SCHD returned more over the year.
Vanguard Total International Bond Index Fund and Schwab U.S. Dividend Equity ETF.
What they hold in common
By the books each fund has filed, BNDX and SCHD hold 0% of their money in the same securities at the same weight.
| Only in BNDX | Only in SCHD |
|---|---|
| French Republic Government Bond OAT 0.18% | QUALCOMM Inc 6.75% |
| Bundesschatzanweisungen 0.14% | Texas Instruments Inc 5.92% |
| Canadian Government Bond 0.13% | UnitedHealth Group Inc 5.10% |
| Canadian Government Bond 0.10% | Coca-Cola Co/The 3.96% |
| Canadian Government Bond 0.10% | Merck & Co Inc 3.87% |
| Canadian Government Bond 0.09% | Chevron Corp 3.84% |
| Canadian Government Bond 0.08% | Verizon Communications Inc 3.66% |
| Canadian Government Bond 0.08% | Procter & Gamble Co/The 3.55% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| BNDX Vanguard Total International Bond Index Fund | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | Schwab |
| What it is | Total International Bond | US dividend |
| Total return, 1 year | −0.7% | +27.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | +10.1 pts |
| Expense ratio | 0.07% | 0.06% |
| Holdings | 6707 | 99 |
BNDX in plain words
BNDX is a bond fund tracking the Total International Bond. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year.
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, BNDX or SCHD?
- In the year to Sep 12, 2026, with distributions reinvested, BNDX returned −0.7% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BNDX or SCHD?
- BNDX charges 0.07% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BNDX against SCHD, data as of Sep 12, 2026. https://etfiq.com/compare/any/BNDX-SCHD Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources