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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BND vs XBI: how they differ

BND is a bond index fund and XBI an equity index fund, and over the year XBI returned more, +64.0% against −0.7%.

Vanguard Total Bond Market Index Fund and State Street(R) SPDR(R) S&P(R) Biotech ETF.

BND and XBI on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
BND
Vanguard Total Bond Market Index Fund
XBI
State Street(R) SPDR(R) S&P(R) Biotech ETF
Where it sitsCore index fundCore index fund
IssuerVanguardState Street
What it isUS aggregate bondsSPDR S&P Biotech
Total return, 1 year−0.7%+64.0%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−18.2 pts+46.5 pts
Expense ratio0.03%0.35%
Holdingsnot filed150

BND in plain words

BND is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.8% below its high of Aug 6, 2020 on Sep 11, 2026.

XBI in plain words

XBI is an index equity fund tracking the SPDR S&P Biotech. Over the year to Sep 11, 2026 it returned +64.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 8% of the fund by weight is stocks the S&P 500 also holds, across 150 positions, with the top ten at 13.3%. It sat 9.6% below its high of Feb 8, 2021 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, BND or XBI?
In the year to Sep 12, 2026, with distributions reinvested, BND returned −0.7% and XBI returned +64.0%, so XBI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BND or XBI?
BND charges 0.03% a year and XBI charges 0.35%, so BND is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BND against XBI, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BND against XBI, data as of Sep 12, 2026. https://etfiq.com/compare/any/BND-XBI Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources