Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BND vs SCHF: how they differ
BND is a bond index fund and SCHF an equity index fund, and over the year SCHF returned more, +25.4% against −0.7%.
Vanguard Total Bond Market Index Fund and Schwab International Equity ETF.
| BND Vanguard Total Bond Market Index Fund | SCHF Schwab International Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | Schwab |
| What it is | US aggregate bonds | International Equity |
| Total return, 1 year | −0.7% | +25.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | +8.0 pts |
| Expense ratio | 0.03% | 0.03% |
| Holdings | not filed | 1476 |
BND in plain words
BND is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.8% below its high of Aug 6, 2020 on Sep 11, 2026.
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
Questions people ask
- Which returned more over the last year, BND or SCHF?
- In the year to Sep 12, 2026, with distributions reinvested, BND returned −0.7% and SCHF returned +25.4%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BND or SCHF?
- BND charges 0.03% a year and SCHF charges 0.03%, so BND is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BND against SCHF, data as of Sep 12, 2026. https://etfiq.com/compare/any/BND-SCHF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources