Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BINC vs XLU: how they differ
BINC and XLU hold 0% of their weight in the same names.
iShares Flexible Income Active ETF and State Street(R) Utilities Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, BINC and XLU hold 0% of their money in the same securities at the same weight.
| Only in BINC | Only in XLU |
|---|---|
| UMBS, TBA 5.13% | NextEra Energy Inc 12.93% |
| UMBS, TBA 2.81% | Southern Co/The 7.62% |
| UMBS, TBA 2.14% | Duke Energy Corp 6.97% |
| UMBS, TBA 2.10% | Constellation Energy Corp 5.61% |
| UMBS, TBA 1.52% | American Electric Power Co Inc 5.26% |
| iShares iBoxx USD High Yield Corporate B 1.02% | Sempra 4.28% |
| iShares iBoxx USD Investment Grade Corpo 0.64% | Dominion Energy Inc 4.24% |
| UMBS, TBA 0.53% | Entergy Corp 3.71% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| BINC iShares Flexible Income Active ETF | XLU State Street(R) Utilities Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | Flexible Income | Utilities |
| Total return, 1 year | +2.0% | +2.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −15.5 pts | −15.1 pts |
| Expense ratio | not published | 0.08% |
| Already in the S&P 500 | 2.4% | 100.0% |
| Holdings | 4124 | 31 |
BINC in plain words
BINC is an index equity fund tracking the Flexible Income. Over the year to Sep 11, 2026 it returned +2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Apr 30, 2026, 2% of the fund by weight is stocks the S&P 500 also holds, across 4124 positions, with the top ten at 17.4%.
XLU in plain words
XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 57.7%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, BINC or XLU?
- In the year to Sep 12, 2026, with distributions reinvested, BINC returned +2.0% and XLU returned +2.4%, so XLU returned more. One year is one year; the longer windows are in the table.
- How much do BINC and XLU overlap with the S&P 500?
- By their latest filed holdings, 2% of BINC and 100% of XLU by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BINC against XLU, data as of Sep 12, 2026. https://etfiq.com/compare/any/BINC-XLU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources