Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BINC vs VBIL: how they differ
BINC and VBIL hold 0% of their weight in the same names, and VBIL returned more over the year.
iShares Flexible Income Active ETF and Vanguard 0-3 Month Treasury Bill ETF.
What they hold in common
By the books each fund has filed, BINC and VBIL hold 0% of their money in the same securities at the same weight.
| Only in BINC | Only in VBIL |
|---|---|
| UMBS, TBA 5.13% | United States Treasury Bill 6.78% |
| UMBS, TBA 2.81% | United States Treasury Bill 6.10% |
| UMBS, TBA 2.14% | United States Treasury Bill 5.61% |
| UMBS, TBA 2.10% | United States Treasury Bill 5.41% |
| UMBS, TBA 1.52% | United States Treasury Bill 5.18% |
| iShares iBoxx USD High Yield Corporate B 1.02% | United States Treasury Bill 5.17% |
| iShares iBoxx USD Investment Grade Corpo 0.64% | United States Treasury Bill 5.15% |
| UMBS, TBA 0.53% | United States Treasury Bill 5.13% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| BINC iShares Flexible Income Active ETF | VBIL Vanguard 0-3 Month Treasury Bill ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | Flexible Income | 0-3 Month Treasury Bill |
| Total return, 1 year | +2.0% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −15.5 pts | −13.7 pts |
| Expense ratio | not published | 0.06% |
| Holdings | 4124 | 26 |
BINC in plain words
BINC is an index equity fund tracking the Flexible Income. Over the year to Sep 11, 2026 it returned +2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Apr 30, 2026, 2% of the fund by weight is stocks the S&P 500 also holds, across 4124 positions, with the top ten at 17.4%.
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, BINC or VBIL?
- In the year to Sep 12, 2026, with distributions reinvested, BINC returned +2.0% and VBIL returned +3.8%, so VBIL returned more. One year is one year; the longer windows are in the table.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BINC against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/BINC-VBIL Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources