Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BINC vs IAU: how they differ
BINC is an equity index fund and IAU a commodity fund, and over the year IAU returned more, +19.2% against +2.0%.
iShares Flexible Income Active ETF and iShares Gold Trust.
| BINC iShares Flexible Income Active ETF | IAU iShares Gold Trust | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | iShares |
| What it is | Flexible Income | Gold |
| Total return, 1 year | +2.0% | +19.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −15.5 pts | +1.7 pts |
| Expense ratio | not published | 0.25% |
| Holdings | 4124 | not filed |
BINC in plain words
BINC is an index equity fund tracking the Flexible Income. Over the year to Sep 11, 2026 it returned +2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Apr 30, 2026, 2% of the fund by weight is stocks the S&P 500 also holds, across 4124 positions, with the top ten at 17.4%.
IAU in plain words
IAU is a commodity fund tracking the Gold. Over the year to Sep 11, 2026 it returned +19.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 19.6% below its high of Jan 29, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, BINC or IAU?
- In the year to Sep 12, 2026, with distributions reinvested, BINC returned +2.0% and IAU returned +19.2%, so IAU returned more. One year is one year; the longer windows are in the table.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BINC against IAU, data as of Sep 12, 2026. https://etfiq.com/compare/any/BINC-IAU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources