Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BIL vs VXUS: how they differ
BIL is a short-term Treasury fund and VXUS an equity index fund, and over the year VXUS returned more, +22.3% against +3.7%.
SPDR Bloomberg 1-3 Month T-Bill ETF and Vanguard Total International Stock Index Fund.
| BIL SPDR Bloomberg 1-3 Month T-Bill ETF | VXUS Vanguard Total International Stock Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | 1-3 month T-bills | Total International Stock |
| Total return, 1 year | +3.7% | +22.3% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.8 pts | +4.8 pts |
| Expense ratio | 0.14% | 0.05% |
| Holdings | not filed | 8775 |
BIL in plain words
BIL is a cash and treasury bills tracking the 1-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.14% a year.
VXUS in plain words
VXUS is an index equity fund tracking the Total International Stock. Over the year to Sep 11, 2026 it returned +22.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. By its holdings filed for Apr 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 8775 positions, with the top ten at 12.4%.
Questions people ask
- Which returned more over the last year, BIL or VXUS?
- In the year to Sep 12, 2026, with distributions reinvested, BIL returned +3.7% and VXUS returned +22.3%, so VXUS returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BIL or VXUS?
- BIL charges 0.14% a year and VXUS charges 0.05%, so VXUS is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
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Cite this page. ETFIQ, BIL against VXUS, data as of Sep 12, 2026. https://etfiq.com/compare/any/BIL-VXUS Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources