BNDI NEOS Enhanced Income Aggregate Bond ETF
Covered call on AGG, paying monthly
Over the year to Sep 18, 2026, BNDI paid 6.2% in cash and finished 1.7 points ahead of AGG.
Key facts
ETFIQ Return Stability Score
60.958th of 173
BNDI paid 6.2% in cash. Its price fell 4.9%, so 79% of what you were paid came back out of your own capital.
Was the payout funded by returns, or by your own capital?
80.9% of the 173 sit at or below BNDI on this measure.
40.8% of the 173 sit at or below BNDI on this measure.
Weighted evenly, those two positions are what the score combines, across the 173 income ETFs writing on an index or proxy. Neither spread above is the score: a fund can sit further right on one and score lower. A position in this set, not a rating: it moves when the set moves, and it is not a figure to average against another desk's.
| What it measures | This fund | Its percentile | Weight |
|---|---|---|---|
| against its benchmark | +1.7 pts | 80.9 | 50% |
| what happened to the principal | −4.9% | 40.8 | 50% |
77th of 369 income ETFs by net assets
What a holder got
Over the year to Sep 18, 2026, BNDI returned +1.2% with distributions reinvested and US investment grade bonds (AGG), used as the proxy returned −0.4%, so a holder came out ahead of it by 1.7 points. The lighter segment is the 6.2% that arrived as cash rather than as price.
Its ten largest equity positions
| Holding | Weight | |
|---|---|---|
| Vanguard Total Bond Market ETF | 50.03% | |
| iShares Core U.S. Aggregate Bond ETF | 50.01% | |
| SPXW US 10/01/26 P6800 | 0.01% | |
| SPXW US 10/01/26 P6875 | 0.01% | |
| SPXW US 10/01/26 P6950 | 0.01% | |
| SPXW US 10/01/26 P7100 | -0.02% | |
| SPXW US 10/01/26 P7180 | -0.02% | |
| SPXW US 10/01/26 P7250 | -0.03% |
Period by period
| Window | Cash paid | Price | Total return | AGG | Ahead or behind |
|---|---|---|---|---|---|
| 3 months | 1.4% | −3.2% | −1.8% | −2.0% | +0.2 pts |
| 6 months | 2.9% | −2.6% | +0.2% | −0.7% | +1.0 pts |
| 1 year | 6.2% | −4.9% | +1.2% | −0.4% | +1.7 pts |
| 3 years | 17.4% | −2.8% | +15.6% | +12.8% | +2.8 pts |
| Since launch | 21.3% | −8.7% | +14.3% | +9.7% | +4.6 pts |
In plain words
Since it launched on Aug 30, 2022, BNDI has returned +14.3% with distributions reinvested, against +9.7% for US investment grade bonds (AGG), used as the proxy, and has paid out 21.3% of its starting value in cash along the way. It pays monthly, and at its current price the latest distribution annualizes to 5.8%. NEOS estimates that 36% of the distribution paid Sep 11, 2026 was a return of capital. That is the issuer’s own Rule 19a-1 estimate and a tax characterization, made before the fund year closes: it says the payment included money the fund gave back rather than earned, not that the fund is eroding.
| Strategy | covered call |
|---|---|
| Benchmark | US investment grade bonds (AGG), used as the proxy (proxy) |
| Pays | monthly |
| Net assets (issuer page, as of Sep 18, 2026) | $192m |
| Latest payout, annualized (ETFIQ) | 5.8% |
| Expense ratio | not read by ETFIQ |
| Cash paid, last 12 months, over today’s price (ETFIQ) | 6.5% |
| Launched | Aug 30, 2022 |
| Return of capital, latest distribution (NEOS 19a-1 estimate) | 36.0% |
Every figure is an ETFIQ calculation from exchange prices and cash distributions (Tiingo end-of-day), total return with distributions reinvested. Return of capital is the issuer’s estimate. How these figures are computed
Questions people ask
- How much has BNDI paid over the last year?
- Over the year to Sep 18, 2026, BNDI paid 6.2% of its starting price in cash distributions, while the price fell 4.9%.
- Is BNDI ahead of AGG?
- Over the year to Sep 18, 2026, with every distribution reinvested, BNDI returned +1.2% against −0.4% for US investment grade bonds (AGG), used as the proxy, so a holder was ahead of it by 1.7 points.
- How often does BNDI pay, and how much?
- BNDI pays monthly. The latest distribution annualizes to 5.8% at its price on Sep 18, 2026, which is not a promise; the next one can differ.
- Is the BNDI distribution return of capital?
- NEOS estimates 36% of the distribution paid Sep 11, 2026 was return of capital. That is a tax characterization from the fund's own 19a-1 notice, not a measure of erosion.
The words on this page
- Total return
- What a holder actually ended up with: price change plus every distribution, reinvested. The only figure that answers whether you came out ahead.
- Cash paid
- Distributions over the window as a share of what the fund cost at the start. A measure of cash delivered, not of return: a fund can pay a great deal and still lose money.
- Ahead or behind
- The fund’s total return minus the benchmark’s over exactly the same days, in percentage points. Both sides reinvest.
- Return of capital
- The issuer’s own estimate, in a Rule 19a-1 notice, of how much of a distribution was your own money returned. An estimate and a tax characterization, not a measure of erosion.
- Covered call
- Selling call options on shares the fund holds. It collects a premium and gives up the gains above the strike, which is why these funds pay well and lag a rising market.
Every term used here, defined in full on the income ETFs vocabulary page.
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Funds near this one
Where BNDI is written about
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Cite this page. ETFIQ, BNDI, income ETFs, data as of Sep 18, 2026. https://etfiq.com/funds/bndi Free to use with attribution; the underlying files are at Open data.