Data as of .
MSFO vs XYLD: which paid, and which earned it?
Over the year MSFO paid 28.4% of its price in cash against XYLD’s 11.0%, though XYLD returned more with it reinvested.
ETFIQ Return Stability Score: XYLD scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 61 income ETFs writing on a single company. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, MSFO and XYLD hold 0% of their money in the same securities at the same weight.
| Only in MSFO | Only in XYLD |
|---|---|
| TREASURY BILL 32.44% | NVIDIA CORP 8.05% |
| TREASURY BILL 31.42% | APPLE INC 7.43% |
| TREASURY BILL 14.95% | MICROSOFT CORP 5.61% |
| TREASURY BILL 12.47% | AMAZON.COM INC 3.83% |
| TREASURY BILL 8.72% | ALPHABET INC-CL A 3.02% |
| BROADCOM INC 2.61% | |
| ALPHABET INC-CL C 2.41% | |
| META PLATFORMS INC 2.17% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 11, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| MSFO | XYLD | MSFO | XYLD | MSFO | XYLD | |
| 3 months | +21.7% | +4.0% | 11.6% | 2.6% | −5.0 pts | +3.5 pts |
| 6 months | +22.0% | +9.0% | 20.9% | 5.5% | −4.9 pts | −4.1 pts |
| 1 year | +1.9% | +17.5% | 28.4% | 11.0% | +1.9 pts | −0.8 pts |
| 3 years | +52.9% | +43.7% | 79.2% | 33.1% | −3.7 pts | −30.6 pts |
| Since launch | +57.1% | +190.1% | 81.3% | 112.9% | −3.1 pts | −131.0 pts |
| MSFO YieldMax(R) MSFT Option Income Strategy ETF Synthetic covered call on MSFT, paying weekly | XYLD Global X S&P 500 Covered Call ETF Covered call on ACWI, paying monthly | |
|---|---|---|
| Issuer | YieldMax | Global X |
| Strategy | synthetic covered call | covered call |
| Benchmark | Microsoft (MSFT) | All-country world (ACWI) |
| Pays | weekly | monthly |
| Payout rate, annualized | 25.8% | 9.0% |
| Expense ratio | 1.03% | 0.60% |
| Cash paid, 1 year | 28.4% | 11.0% |
| Price change, 1 year | −29.6% | +5.5% |
| Total return, 1 year | +1.9% | +17.5% |
| Benchmark return, 1 year | −0.1% | +18.4% |
| Ahead or behind | +1.9 pts | −0.8 pts |
| Return of capital, latest estimate | 92% | 93% |
| Age | 1116 days | 4830 days |
MSFO in plain words
Over the year to Sep 14, 2026, MSFO paid 28.4% of its starting value in cash distributions while its price fell 29.6%. With every distribution reinvested, the fund returned +1.9%. Microsoft (MSFT) returned −0.1% over the same days, so a holder was ahead by 1.9 pts. At its price on Sep 14, 2026 the latest distribution annualizes to 25.8%, paid weekly. YieldMax estimates that 92% of the distribution paid Sep 11, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
XYLD in plain words
Over the year to Sep 14, 2026, XYLD paid 11.0% of its starting value in cash distributions while its price rose 5.5%. With every distribution reinvested, the fund returned +17.5%. All-country world (ACWI) returned +18.4% over the same days, so a holder was behind by 0.8 pts. At its price on Sep 14, 2026 the latest distribution annualizes to 9.0%, paid monthly. Global X estimates that 93% of the distribution paid Aug 27, 2026 was a return of capital (19a-1 notice, estimated, a tax characterization rather than a measure of erosion).
Questions people ask
- Which paid more, MSFO or XYLD?
- Over the year to Sep 14, 2026, MSFO paid 28.4% of its starting price in cash and XYLD paid 11.0%, so MSFO paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, MSFO or XYLD?
- With every distribution reinvested, MSFO returned +1.9% and XYLD returned +17.5% over the year to Sep 14, 2026, so XYLD returned more.
- Which is cheaper, MSFO or XYLD?
- MSFO charges 1.03% a year and XYLD charges 0.60%, so XYLD is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, MSFO against XYLD, data as of Sep 14, 2026. https://etfiq.com/compare/income/msfo-vs-xyld Free to use with attribution; the underlying files are at Open data.