Data as of .
LOCT vs OCTH: which paid, and which earned it?
Over the year OCTH paid 6.3% of its price in cash against LOCT’s 5.2%, and returned more with it reinvested.
ETFIQ Return Stability Score: OCTH scores higher
Was the payout funded by returns, or by your own capital?
A percentile among the 173 income ETFs writing on an index or proxy. It is a position in a set, not a rating, and neither end of it is a recommendation. All income ETFs ranked by it · How it is computed
What they hold in common
By the books each fund has filed, LOCT and OCTH hold 99% of their money in the same securities at the same weight.
| Holding | LOCT | OCTH |
|---|---|---|
| TREASURY BILL | 98.30% | 98.41% |
| TREASURY BILL | 0.43% | 1.59% |
| Only in LOCT | Only in OCTH |
|---|---|
| TREASURY BILL 0.43% | |
| TREASURY BILL 0.42% | |
| TREASURY BILL 0.42% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026.
Performance, window by window
| Window | Total return | Cash paid | Against the benchmark | |||
|---|---|---|---|---|---|---|
| LOCT | OCTH | LOCT | OCTH | LOCT | OCTH | |
| 3 months | +1.0% | +1.3% | 1.3% | 1.6% | −1.2 pts | −1.0 pts |
| 6 months | +3.9% | +5.5% | 2.6% | 3.3% | −14.1 pts | −12.5 pts |
| 1 year | +5.4% | +6.7% | 5.2% | 6.3% | −11.2 pts | −9.9 pts |
| Since launch | +18.5% | +22.9% | 16.5% | 19.1% | −66.4 pts | −61.9 pts |
| LOCT Innovator Premium Income 15 Buffer ETF - October Buffer with income on SPY, paying monthly | OCTH Innovator Premium Income 20 Barrier ETF - October Defined income on SPY, paying quarterly | |
|---|---|---|
| Issuer | Innovator | Innovator |
| Strategy | buffer with income | defined income |
| Benchmark | S&P 500 (SPY) | S&P 500 (SPY) |
| Pays | monthly | quarterly |
| Payout rate, annualized | 5.2% | 6.4% |
| Expense ratio | 0.79% | 0.79% |
| Cash paid, 1 year | 5.2% | 6.3% |
| Price change, 1 year | +0.1% | 0.0% |
| Total return, 1 year | +5.4% | +6.7% |
| Benchmark return, 1 year | +16.6% | +16.6% |
| Ahead or behind | −11.2 pts | −9.9 pts |
| Return of capital, latest estimate | not published | not published |
| Age | 1082 days | 1082 days |
| Net assets | $11m | $16m |
LOCT in plain words
Over the year to Sep 18, 2026, LOCT paid 5.2% of its starting value in cash distributions while its price rose 0.1%. With every distribution reinvested, the fund returned +5.4%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 11.2 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 5.2%, paid monthly.
OCTH in plain words
Over the year to Sep 18, 2026, OCTH paid 6.3% of its starting value in cash distributions while its price rose 0.0%. With every distribution reinvested, the fund returned +6.7%. S&P 500 (SPY) returned +16.6% over the same days, so a holder was behind by 9.9 pts. At its price on Sep 18, 2026 the latest distribution annualizes to 6.4%, paid quarterly.
Questions people ask
- Which paid more, LOCT or OCTH?
- Over the year to Sep 18, 2026, LOCT paid 5.2% of its starting price in cash and OCTH paid 6.3%, so OCTH paid more. Cash paid is not the same as money made: the price change matters too.
- Which returned more once distributions are counted, LOCT or OCTH?
- With every distribution reinvested, LOCT returned +5.4% and OCTH returned +6.7% over the year to Sep 18, 2026, so OCTH returned more.
- Which is cheaper, LOCT or OCTH?
- LOCT charges 0.79% a year and OCTH charges 0.79%, so LOCT is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, LOCT against OCTH, data as of Sep 18, 2026. https://etfiq.com/compare/income/loct-vs-octh Free to use with attribution; the underlying files are at Open data.