Data as of Nov 4, 2026.

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Buffer ETFs

OCTU vs POCT: Cap, Buffer & Days Left

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As of Nov 4, 2026 OCTU can fall 1.0% before its buffer engages and POCT 0.8%.

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Net assets: $60m on Nov 3, 2026 for AllianzIM U.S. Equity Buffer15 Uncapped ETF - Oct, and $1.1bn on Nov 4, 2026 for Innovator U.S. Equity Power Buffer ETF - Oct.

At a glance
1.0%
OCTU can fall this far before its buffer
0.8%
POCT can fall this far before its buffer
uncapped
OCTU can still gain
14.7%
POCT can still gain
OCTU No cap
No capOCTU: reference +0.5% since period start, fund +0.3%; buffer 0 to −15; no cap; No cap. Data to Nov 4, 2026.15 pts of buffer−15.0% floor0% period startno cap+0.5% gained, no capTODAY · SPY +0.5%No capOCTU: reference +0.5% since period start, fund +0.3%; buffer 0 to −15; no cap; No cap. Data to Nov 4, 2026.15 pts−15.0% floor0% startno cap+0.5% gained, no capTODAY · SPY +0.5%

OCTU: reference +0.5% since period start, fund +0.3%; buffer 0 to −15; no cap; No cap. Data to Nov 4, 2026.

OCTU: reference +0.5% since period start, fund +0.3%; buffer 0 to −15; no cap; No cap. Data to Nov 4, 2026.
POCT Between buffer and cap
Between buffer and capPOCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.15 pts of buffer+15.1% more to the cap−15.0% floor0% period start+15.6% cap+0.5% gain capturedTODAY · SPY +0.5%Between buffer and capPOCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.15 pts+15.1% to cap−15.0% floor0% start+15.6% cap+0.5% gain capturedTODAY · SPY +0.5%

POCT: reference +0.5% since period start, fund +0.7%; buffer 0 to −15; cap +15.6%; Between buffer and cap. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

OCTU costs 0.05 points a year less; their one-year returns differ by 2.2 points; POCT is 18.3 times larger.

Points (pts) are percentage points.

OCTU vs POCT: Cap, Buffer & Days Left
MeasureOCTUPOCT
Return
Total return, 1 year+9.1%+11.3%
Drawdown
Index fall to the buffer0.5%
Benchmark
What it tracksSPYSPY
Cost and size
Expense ratio0.74%0.79%
Net assets, as of Nov 3, 2026$60m$1.1bn
Holdings
Holdings in commonnot published
ETFIQ Downside Cover Score · OCTU and POCT score the same If the market falls into a bear market from here, how much does the buffer absorb?
IQ Buffer Score83.2OCTU83.2POCT

How much of a bear-market fall the buffer would absorb from today's level, ranked against 292 buffer ETFs on stocks with a live outcome period. 100 is best. How it is computed

0.3, the lowest in this set 99.7, the highest

Today's position against one 20% fall; it ignores smaller falls, and stock buffers are never ranked against bond or commodity ones. All buffer ETFs ranked by it →

Method

Window by window

Window by window: OCTU vs POCT: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowOCTUPOCTOCTUPOCT
3 months−1.1%+2.2%−0.7 pts+2.6 pts
6 months+2.8%+5.3%−1.7 pts+0.8 pts
1 year+9.1%+11.3%−4.5 pts−2.3 pts
3 years–+40.0%–−36.4 pts
Since launchNot the same days: OCTU Oct 2024 · POCT Oct 2018+24.2%+100.3%−10.7 pts−62.5 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

OCTU AllianzIM U.S. Equity Buffer15 Uncapped ETF - Oct · Absorbs the first 15% of loss on SPY and does not cap the gain, over a period ending Sep 30, 2027 POCT Innovator U.S. Equity Power Buffer ETF - Oct · Absorbs the first 15% of loss on SPY and caps the gain at 15.6%, over a period ending Sep 30, 2027
Reference index SPY SPY
Buffer 15% 15%
Outcome period Oct 1, 2026 to Sep 30, 2027 Sep 30, 2026 to Sep 30, 2027
Days left 330 330
Starting cap uncapped +15.6%
Can still gain uncapped 14.7%
Fall before buffer 1.0% 0.8%
Protection left, index points 15.0% of 15.0% 15.0% of 15.0%
Index return this period +0.5% +0.5%
Fund return this period +0.3% +0.7%
State today Uncapped Open
Expense ratio 0.74% 0.79%
Net assets, OCTU as of Nov 3, 2026 and POCT as of Nov 4, 2026 $60m $1.1bn

As of Nov 4, 2026. Source: ETFIQ.

Where each one stands today

OCTU resets first, on Sep 30, 2027, 330 days from now; POCT runs to Sep 30, 2027, 330 days. A fall from here reaches OCTU’s buffer after 1.0% and POCT’s after 0.8%. Both track SPY, so what separates them is where each is in its own period.

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About each fund
OCTU

This fund has no cap. It takes a share of any further rise in SPY. The fund's price can fall 1.0% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 0.5% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 330 days remained on Nov 4, 2026. On Sep 30, 2027 the period ends and new terms are set.

POCT

From its price on Nov 4, 2026, the fund can gain about 14.7% more before it reaches its cap. The fund's price can fall 0.8% from here before the buffer starts absorbing losses, by the issuer's number. On Sep 30, 2027 the period ends and a new cap is set.

Questions people ask

Which resets first, OCTU or POCT?
OCTU ends its outcome period on Sep 30, 2027 and POCT on Sep 30, 2027. New terms are set the day after each.
Which is cheaper, OCTU or POCT?
OCTU charges 0.74% a year and POCT charges 0.79%, so OCTU is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Sources and dates

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

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ETFIQ, OCTU against POCT, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/octu-vs-poct

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