Which has more room to gain, BDEC or DDTD?

From their prices on Nov 4, 2026, BDEC can gain about 4.7% before its cap and DDTD about 1.9%, so BDEC has more room left this period.

Which resets first, BDEC or DDTD?

BDEC ends its outcome period on Nov 30, 2026 and DDTD on Nov 30, 2026. A new cap is set the day after each.

Which is cheaper, BDEC or DDTD?

BDEC and DDTD both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Buffer ETFs

BDEC vs DDTD: Cap, Buffer & Days Left

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As of Nov 4, 2026 BDEC can fall 11.0% before its buffer engages and DDTD 10.4%.

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Net assets on Nov 4, 2026: $214m for Innovator U.S. Equity Buffer ETF - Dec and $18m for Innovator Equity Dual Directional 10 Buffer ETF - Dec.

BDEC on its own →DDTD on its own →

At a glance

11.0%

BDEC can fall this far before its buffer

10.4%

DDTD can fall this far before its buffer

4.7%

BDEC can still gain

1.9%

DDTD can still gain

BDEC Between buffer and cap

BDEC: reference +12.2% since period start, fund +11.4%; buffer 0 to −9; cap +17.4%; Between buffer and cap. Data to Nov 4, 2026.

DDTD Between buffer and cap

DDTD: reference +12.2% since period start, fund +10.7%; buffer 0 to −10; cap +13.7%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

Both cost 0.79% a year; BDEC is 11.9 times larger.

Points (pts) are percentage points.

BDEC vs DDTD: Cap, Buffer & Days Left
Measure	BDEC	DDTD
Return
Measure	BDEC	DDTD
Total return, 1 year	+13.2%	not published
Drawdown
Measure	BDEC	DDTD
Index fall to the buffer	10.8%
Benchmark
Measure	BDEC	DDTD
What it tracks	SPY	SPY
Cost and size
Measure	BDEC	DDTD
Expense ratio	0.79%	0.79%
Net assets	$214m	$18m
Holdings
Measure	BDEC	DDTD
Holdings in common	not published

Method

Window by window

Window by window: BDEC vs DDTD: Cap, Buffer & Days Left
	Total return		Gap to the reference's price return
Window	BDEC	DDTD	BDEC	DDTD
3 months	+0.9%	+1.5%	+1.3 pts	+1.9 pts
6 months	+5.0%	+4.9%	+0.5 pts	+0.4 pts
1 year	+13.2%	–	−0.4 pts	–
3 years	+55.1%	–	−21.3 pts	–
Since launchNot the same days: BDEC Dec 2019 · DDTD Dec 2025	+109.1%	+10.6%	−37.0 pts	−2.1 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

BDEC Innovator U.S. Equity Buffer ETF - Dec · Absorbs the first 9% of loss on SPY and caps the gain at 17.4%, over a period ending Nov 30, 2026 DDTD Innovator Equity Dual Directional 10 Buffer ETF - Dec · Absorbs the first 10% of loss on SPY and caps the gain at 13.7%, over a period ending Nov 30, 2026

Issuer Innovator Innovator

Reference index SPY SPY

Buffer 9% 10%

Outcome period Nov 30, 2025 to Nov 30, 2026 Nov 30, 2025 to Nov 30, 2026

Days left 26 26

Starting cap +17.4% +13.7%

Can still gain 4.7% 1.9%

Fall before buffer 11.0% 10.4%

Protection left, index points 9.0% of 9.0% 10.0% of 10.0%

Index return this period +12.2% +12.2%

Fund return this period +11.4% +10.7%

State today Open Open

Expense ratio 0.79% 0.79%

Net assets $214m $18m

As of Nov 4, 2026. Source: ETFIQ.

These are two different products. DDTD is a floor fund, which caps how far a holder can fall. BDEC is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

Both are Innovator funds, so the difference between them is the terms rather than the house.

Where each one stands today

BDEC resets first, on Nov 30, 2026, 26 days from now; DDTD runs to Nov 30, 2026, 26 days. BDEC can still gain 4.7% before its cap, DDTD 1.9%. A fall from here reaches BDEC’s buffer after 11.0% and DDTD’s after 10.4%. Both track SPY, so what separates them is where each is in its own period.

Alert

About each fund

BDEC

From its price on Nov 4, 2026, the fund can gain about 4.7% more before it reaches its cap. The fund's price can fall 11.0% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 10.8% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 26 days remained on Nov 4, 2026. On Nov 30, 2026 the period ends and a new cap is set.

DDTD

From its price on Nov 4, 2026, the fund can gain about 1.9% more before it reaches its cap. The fund's price can fall 10.4% from here before the buffer starts absorbing losses, by the issuer's number. Protection left, in index points: 10.0% of the 10.0% buffer still sits below today's SPY level.

Questions people ask

Which has more room to gain, BDEC or DDTD?: From their prices on Nov 4, 2026, BDEC can gain about 4.7% before its cap and DDTD about 1.9%, so BDEC has more room left this period.
Which resets first, BDEC or DDTD?: BDEC ends its outcome period on Nov 30, 2026 and DDTD on Nov 30, 2026. A new cap is set the day after each.
Which is cheaper, BDEC or DDTD?: BDEC and DDTD both charge 0.79% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

BDEC vs PMDE BDEC vs DDFD BDEC vs SQBA BDEC vs PDEC DDTD vs UDEC DDTD vs GNOV DDTD vs DECW DDTD vs SIXD

Where to next

SPY →All buffer ETFs ranked by the Downside Cover Score →How the scores are computed →BDEC on its own →DDTD on its own →Method →Standards and sources →

Sources and dates

BDEC and DDTD filings on SEC EDGAR ↗

Innovator page for BDEC ↗

Innovator page for DDTD ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, BDEC against DDTD, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/bdec-vs-ddtd

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.