Which returned more over the last year, XLU or XLV?

In the year to Oct 28, 2026, with distributions reinvested, XLU returned −3.0% and XLV +25.6%.

Which is cheaper, XLU or XLV?

Neither: XLU and XLV both charge 0.08% a year. Fees come from each fund's prospectus.

How much do XLU and XLV overlap with the S&P 500?

By their latest filed holdings, 100% of XLU and 100% of XLV by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

XLU vs XLV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, XLU returned −3.0% to XLV's +25.6%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $23.9bn for State Street Utilities Select Sector SPDR ETF and $47.0bn for State Street Health Care Select Sector SPDR ETF.

XLU on its own →XLV on its own →

At a glance

−3.0%

XLU total return, 1 year

+25.6%

XLV total return, 1 year

0.08%

XLU expense ratio

0.08%

XLV expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 28.6 points; XLV is 2.0 times larger.

XLU vs XLV: Differences, Returns & Fees
Measure	XLU	XLV
Return
Measure	XLU	XLV
Total return, 1 year	−3.0%	+25.6%
Drawdown
Measure	XLU	XLV
Below its high	9.1%, high on Feb 27, 2026
Benchmark
Measure	XLU	XLV
What it tracks	Utilities Select Sector Index	Health Care Select Sector Index
Cost and size
Measure	XLU	XLV
Expense ratio	0.08%	0.08%
Net assets, as of Oct 27, 2026	$23.9bn	$47.0bn
Holdings
Measure	XLU	XLV
Holdings in common	0%
Top ten holdings, share of the fund	58.7%	60.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, XLU and XLV hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLU XLV

Only in one fund ↓

Only in XLU

NEXTERA ENERGY INC 12.76%

SOUTHERN CO 7.91%

DUKE ENERGY CORP 7.22%

CONSTELLATION ENERGY 6.33%

AMERICAN ELECTRIC POWER 5.26%

DOMINION ENERGY INC 4.26%

SEMPRA 4.12%

ENTERGY CORP 3.75%

Only in XLV

ELI LILLY + CO 15.77%

JOHNSON + JOHNSON 9.96%

ABBVIE INC 7.78%

UNITEDHEALTH GROUP INC 5.66%

MERCK + CO. INC. 5.38%

THERMO FISHER SCIENTIFIC INC 3.94%

AMGEN INC 3.72%

GILEAD SCIENCES INC 3.03%

Check overlap with more funds →

Side by side

XLU State Street Utilities Select Sector SPDR ETF XLV State Street Health Care Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks an index of Utilities Tracks an index of Health care

Total return, 1 year −3.0% +25.6%

Expense ratio 0.08% 0.08%

Already in the S&P 500 99.7% 99.7%

Holdings 32 62

Net assets, as of Oct 27, 2026 $23.9bn $47.0bn

XLU and XLV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

XLV

XLV tracks an index of Health care. Over the year to Oct 28, 2026 it returned +25.6% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 62 positions, with the top ten at 60.6%.

Questions people ask

Which returned more over the last year, XLU or XLV?: In the year to Oct 28, 2026, with distributions reinvested, XLU returned −3.0% and XLV +25.6%.
Which is cheaper, XLU or XLV?: Neither: XLU and XLV both charge 0.08% a year. Fees come from each fund's prospectus.
How much do XLU and XLV overlap with the S&P 500?: By their latest filed holdings, 100% of XLU and 100% of XLV by weight is stocks the S&P 500 already holds.

Other comparisons

VHT vs XLU VPU vs XLU VOX vs XLU KRE vs XLU VPU vs XLV VOX vs XLV KRE vs XLV IYE vs XLV

Where to next

XLU on its own →XLV on its own →Hold both: look the portfolio through →Rankings →XLU dividend history →XLU holdings →XLV dividend history →XLV holdings →Standards and sources →

Sources and dates

XLU and XLV filings on SEC EDGAR ↗

XLU and XLV prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, XLU against XLV, data as of Oct 28, 2026. https://etfiq.com/compare/any/xlu-vs-xlv

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.