Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
VYMI vs XLY: how they differ
VYMI and XLY hold 0% of their weight in the same names, and VYMI returned more over the year.
Vanguard International High Dividend Yield Index Fund and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VYMI and XLY hold 0% of their money in the same securities at the same weight.
| Only in VYMI | Only in XLY |
|---|---|
| HSBC Holdings PLC 1.73% | AMAZON.COM INC 24.68% |
| Novartis AG 1.56% | TESLA INC 17.84% |
| Nestle SA 1.44% | HOME DEPOT INC 5.31% |
| Shell PLC 1.43% | MCDONALD S CORP 4.09% |
| Royal Bank of Canada 1.38% | BOOKING HOLDINGS INC 3.52% |
| Commonwealth Bank of Australia 1.15% | TJX COMPANIES INC 3.44% |
| Toyota Motor Corp 1.12% | STARBUCKS CORP 2.96% |
| Mitsubishi UFJ Financial Group Inc 1.08% | LOWE S COS INC 2.88% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 10, 2026.
| VYMI Vanguard International High Dividend Yield Index Fund | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | International High Dividend Yield | Consumer discretionary |
| Total return, 1 year | +28.2% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +10.7 pts | −21.6 pts |
| Expense ratio | 0.07% | 0.08% |
| Already in the S&P 500 | 0.1% | 100.0% |
| Holdings | 1582 | 49 |
VYMI in plain words
VYMI is an index equity fund tracking the International High Dividend Yield. Over the year to Sep 11, 2026 it returned +28.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for Apr 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1582 positions, with the top ten at 13.5%.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 49 positions, with the top ten at 68.7%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VYMI or XLY?
- In the year to Sep 13, 2026, with distributions reinvested, VYMI returned +28.2% and XLY returned −4.1%, so VYMI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VYMI or XLY?
- VYMI charges 0.07% a year and XLY charges 0.08%, so VYMI is cheaper. Fees come from each fund's prospectus.
- How much do VYMI and XLY overlap with the S&P 500?
- By their latest filed holdings, 0% of VYMI and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VYMI against XLY, data as of Sep 13, 2026. https://etfiq.com/compare/any/vymi-vs-xly Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources