Which returned more over the last year, VOO or XFEB?

In the year to Sep 21, 2026, with distributions reinvested, VOO returned +16.6% and XFEB returned +9.4%, so VOO returned more.

Which is cheaper, VOO or XFEB?

VOO charges 0.03% a year and XFEB charges 0.85%, so VOO is cheaper. Fees come from each fund's prospectus.

Are VOO and XFEB the same kind of fund?

No. VOO is an index ETF and XFEB is a buffer ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Data as of Sep 21, 2026.

ETFIQetfiq.com · independent ETF data

VOO vs XFEB: how they differ

Over the year VOO returned more, +16.6% to XFEB's +9.4%, and VOO charges 0.03% to XFEB's 0.85%.

Vanguard S&P 500 ETF and FT Vest U.S. Equity Enhance & Moderate Buffer ETF - February.

VOO and XFEB on the fields both publish, as of Sep 21, 2026. Source: ETFIQ.
	VOO Vanguard S&P 500 ETF	XFEB FT Vest U.S. Equity Enhance & Moderate Buffer ETF - February
Where it sits	Core fund	Buffer ETF
Issuer	Vanguard	First Trust
What it is	Tracks the S&P 500	Defined outcome, 15% on SPY
Total return, 1 year	+16.6%	+9.4%
S&P 500 over the same days	+16.6%	+16.6%
Gap to the S&P 500	0.0 pts	−7.2 pts
Expense ratio	0.03%	0.85%
Holdings	508	not filed
Net assets	$1000.0bn	$30m

VOO in plain words

VOO tracks the S&P 500. Over the year to Sep 18, 2026 it returned +16.6% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Aug 31, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 508 positions, with the top ten at 37.8%.

XFEB in plain words

SPY had already risen past this fund's cap of +10.3% for the period on Sep 21, 2026, so in index terms there is no more upside to collect. The fund's own price can still drift up to about 3.1% as the period runs out. The fund's price can fall 6.6% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 10.9% from today's level to the point where the buffer begins. Protection left, in index points: 15.0% of the 15.0% buffer still sits below today's SPY level. 151 days remained on Sep 21, 2026. On Feb 19, 2027 the period ends and a new cap is set.

Questions people ask

Which returned more over the last year, VOO or XFEB?: In the year to Sep 21, 2026, with distributions reinvested, VOO returned +16.6% and XFEB returned +9.4%, so VOO returned more.
Which is cheaper, VOO or XFEB?: VOO charges 0.03% a year and XFEB charges 0.85%, so VOO is cheaper. Fees come from each fund's prospectus.
Are VOO and XFEB the same kind of fund?: No. VOO is an index ETF and XFEB is a buffer ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VOO against XFEB, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VOO against XFEB, data as of Sep 21, 2026. https://etfiq.com/compare/any/voo-vs-xfeb Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources