Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
VNQ vs XLP: how they differ
VNQ and XLP hold 0% of their weight in the same names, and XLP returned more over the year.
Vanguard Real Estate Index Fund and State Street(R) Consumer Staples Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VNQ and XLP hold 0% of their money in the same securities at the same weight.
| Only in VNQ | Only in XLP |
|---|---|
| Vanguard Real Estate II Index Fund 14.67% | WALMART INC 10.14% |
| Welltower Inc 7.86% | COSTCO WHOLESALE CORP 8.76% |
| Prologis Inc 7.02% | COCA COLA CO/THE 7.44% |
| Equinix Inc 5.66% | PROCTER + GAMBLE CO/THE 7.29% |
| American Tower Corp 4.55% | PHILIP MORRIS INTERNATIONAL 6.47% |
| Digital Realty Trust Inc 3.67% | TARGET CORP 4.62% |
| Simon Property Group Inc 3.54% | COLGATE PALMOLIVE CO 4.53% |
| Realty Income Corp 3.12% | MONDELEZ INTERNATIONAL INC A 4.51% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Sep 10, 2026.
| VNQ Vanguard Real Estate Index Fund | XLP State Street(R) Consumer Staples Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | US real estate | Consumer staples |
| Total return, 1 year | +5.6% | +6.3% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −11.9 pts | −11.2 pts |
| Expense ratio | 0.13% | 0.08% |
| Already in the S&P 500 | 63.3% | 100.0% |
| Holdings | 146 | 36 |
VNQ in plain words
VNQ is an index equity fund tracking the US real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.13% a year. By its holdings filed for Apr 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 146 positions, with the top ten at 54.9%. It sat 6.1% below its high of Jul 28, 2026 on Sep 11, 2026.
XLP in plain words
XLP is an index equity fund tracking the Consumer staples. Over the year to Sep 11, 2026 it returned +6.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 36 positions, with the top ten at 62.5%. It sat 6.2% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VNQ or XLP?
- In the year to Sep 13, 2026, with distributions reinvested, VNQ returned +5.6% and XLP returned +6.3%, so XLP returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VNQ or XLP?
- VNQ charges 0.13% a year and XLP charges 0.08%, so XLP is cheaper. Fees come from each fund's prospectus.
- How much do VNQ and XLP overlap with the S&P 500?
- By their latest filed holdings, 63% of VNQ and 100% of XLP by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
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Cite this page. ETFIQ, VNQ against XLP, data as of Sep 13, 2026. https://etfiq.com/compare/any/vnq-vs-xlp Free to use with attribution; the underlying files are at Open data.
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