Which returned more over the last year, TLT or USFR?

In the year to Sep 13, 2026, with distributions reinvested, TLT returned −6.4% and USFR returned +4.1%, so USFR returned more. One year is one year; the longer windows are in the table.

Which is cheaper, TLT or USFR?

TLT charges 0.15% a year and USFR charges 0.15%, so TLT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

TLT vs USFR: how they differ

TLT and USFR hold 0% of their weight in the same names, and USFR returned more over the year.

iShares 20+ Year Treasury Bond ETF and WisdomTree Floating Rate Treasury Fund.

What they hold in common

By the books each fund has filed, TLT and USFR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in TLT	Only in USFR
TREASURY BOND (2OLD) 4.16%	UNITED STATES OF AMERICA - BUREAU OF THE 28.04%
TREASURY BOND (OLD) 4.05%	UNITED STATES OF AMERICA - BUREAU OF THE 28.01%
TREASURY BOND (OTR) 1.03%	UNITED STATES OF AMERICA - BUREAU OF THE 28.00%
TREASURY BOND 0.02%	UNITED STATES OF AMERICA - BUREAU OF THE 15.95%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.

TLT and USFR on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	TLT iShares 20+ Year Treasury Bond ETF	USFR WisdomTree Floating Rate Treasury Fund
Where it sits	Core index fund	Core index fund
Issuer	iShares	WisdomTree
What it is	20+ year Treasuries	Floating Rate Treasury
Total return, 1 year	−6.4%	+4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−23.9 pts	−13.4 pts
Expense ratio	0.15%	0.15%
Holdings	41	4

TLT in plain words

TLT is a bond fund tracking the 20+ year Treasuries. Over the year to Sep 11, 2026 it returned −6.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. It sat 42.9% below its high of Aug 4, 2020 on Sep 11, 2026.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100.

Questions people ask

Which returned more over the last year, TLT or USFR?: In the year to Sep 13, 2026, with distributions reinvested, TLT returned −6.4% and USFR returned +4.1%, so USFR returned more. One year is one year; the longer windows are in the table.
Which is cheaper, TLT or USFR?: TLT charges 0.15% a year and USFR charges 0.15%, so TLT is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

TLT against USFR, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, TLT against USFR, data as of Sep 13, 2026. https://etfiq.com/compare/any/tlt-vs-usfr Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources