Data as of Oct 28, 2026.
SPYM vs XLU: Differences, Returns & Fees
Over the year to Oct 28, 2026, SPYM returned +13.7% to XLU's −3.0%; 2% of their weight is in the same names.
askIQ about this page
askIQ about SPYM and XLU
Net assets on Oct 27, 2026: $185.0bn for State Street SPDR Portfolio S&P 500 ETF and $23.9bn for State Street Utilities Select Sector SPDR ETF.
Pair scorecard
SPYM costs 0.06 points a year less; their one-year returns differ by 16.7 points; SPYM is 7.7 times larger.
| Measure | SPYM | XLU |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.7% | −3.0% |
| Drawdown | ||
| Below its high | 9.1%, high on Feb 27, 2026 | |
| Benchmark | ||
| What it tracks | S&P 500 Index | Utilities Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.02% | 0.08% |
| Net assets, as of Oct 27, 2026 | $185.0bn | $23.9bn |
| Holdings | ||
| Holdings in common | 2% | |
| Top ten holdings, share of the fund | 38.1% | 58.7% |
Holdings in common uses holdings dated Oct 27, 2026. Method
What they share
By the books each fund has filed, SPYM and XLU hold 2% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
2% in common
Only in one fund ↓
Side by side
SPYM and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SPYM
SPYM tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.02% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 506 positions, with the top ten at 38.1%.
XLU
XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SPYM or XLU?
- In the year to Oct 28, 2026, with distributions reinvested, SPYM returned +13.7% and XLU −3.0%.
- Which is cheaper, SPYM or XLU?
- SPYM is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SPYM against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/spym-vs-xlu
ETFIQ. (Oct 28, 2026). SPYM against XLU. Retrieved from https://etfiq.com/compare/any/spym-vs-xlu
[SPYM against XLU (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/spym-vs-xlu)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.