Which returned more over the last year, SPYD or XLC?

In the year to Oct 28, 2026, with distributions reinvested, SPYD returned +15.3% and XLC −10.4%.

Which is cheaper, SPYD or XLC?

SPYD is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do SPYD and XLC overlap with the S&P 500?

By their latest filed holdings, 99% of SPYD and 100% of XLC by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

SPYD vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SPYD returned +15.3% to XLC's −10.4%; 5% of their weight is in the same names.

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Net assets on Oct 27, 2026: $7.5bn for State Street SPDR Portfolio S&P 500 High Dividend ETF and $22.1bn for State Street Communication Services Select Sector SPDR ETF.

SPYD on its own →XLC on its own →

At a glance

+15.3%

SPYD total return, 1 year

−10.4%

XLC total return, 1 year

0.07%

SPYD expense ratio

0.08%

XLC expense ratio

Pair scorecard

SPYD costs 0.01 points a year less; their one-year returns differ by 25.7 points; XLC is 2.9 times larger.

SPYD vs XLC: Differences, Returns & Fees
Measure	SPYD	XLC
Return
Measure	SPYD	XLC
Total return, 1 year	+15.3%	−10.4%
Drawdown
Measure	SPYD	XLC
Below its high	4.1%, high on Aug 24, 2026	13.3%, high on Jan 30, 2026
Benchmark
Measure	SPYD	XLC
What it tracks	S&P 500 High Dividend Index	Communication Services Select Sector Index
Cost and size
Measure	SPYD	XLC
Expense ratio	0.07%	0.08%
Net assets, as of Oct 27, 2026	$7.5bn	$22.1bn
Holdings
Measure	SPYD	XLC
Holdings in common	5%
Top ten holdings, share of the fund	16.1%	75.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SPYD and XLC hold 5% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

5% in common

Positions both hold · largest shared weight first SPYD XLC

OMNICOM GROUP 1.29% 3.06%

VERIZON COMMUNICATIONS INC 1.29% 4.45%

COMCAST CORP CLASS A 1.21% 4.48%

AT+T INC 1.18% 4.20%

Only in one fund ↓

Only in SPYD

ACCENTURE PLC CL A 2.18%

HP INC 1.74%

HASBRO INC 1.73%

PFIZER INC 1.56%

CHEVRON CORP 1.54%

MEDTRONIC PLC 1.49%

CROWN CASTLE INC 1.47%

BEST BUY CO INC 1.47%

Only in XLC

META PLATFORMS INC CLASS A 21.45%

ALPHABET INC CL A 12.27%

ALPHABET INC CL C 9.82%

WALT DISNEY CO 5.33%

TAKE TWO INTERACTIVE SOFTWRE 4.80%

APPLOVIN CORP CLASS A 4.34%

T MOBILE US INC 4.17%

NETFLIX INC 4.14%

Check overlap with more funds →

Side by side

SPYD State Street SPDR Portfolio S&P 500 High Dividend ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P 500 High Dividend Tracks an index of Communication services

Total return, 1 year +15.3% −10.4%

Expense ratio 0.07% 0.08%

Already in the S&P 500 99.3% 99.8%

Holdings 79 23

Net assets, as of Oct 27, 2026 $7.5bn $22.1bn

SPYD and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SPYD

SPYD tracks the S&P 500 High Dividend. Over the year to Oct 28, 2026 it returned +15.3% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 79 positions, with the top ten at 16.1%. It sat 4.1% below its high of Aug 24, 2026 on Oct 28, 2026.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SPYD or XLC?: In the year to Oct 28, 2026, with distributions reinvested, SPYD returned +15.3% and XLC −10.4%.
Which is cheaper, SPYD or XLC?: SPYD is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SPYD and XLC overlap with the S&P 500?: By their latest filed holdings, 99% of SPYD and 100% of XLC by weight is stocks the S&P 500 already holds.

Other comparisons

SPYD vs VOX SPYD vs XLY SPYD vs XLU SPYD vs VHT VLUE vs XLC AVLV vs XLC FNDX vs XLC CGDV vs XLC

Where to next

SPYD on its own →XLC on its own →Hold both: look the portfolio through →Rankings →SPYD dividend history →SPYD holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

SPYD filings on SEC EDGAR ↗

SPYD prospectus with the expense ratio (SEC) ↗

State Street website ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SPYD against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/spyd-vs-xlc

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.