Which returned more over the last year, SGOV or XLC?

In the year to Sep 13, 2026, with distributions reinvested, SGOV returned +3.8% and XLC returned −2.0%, so SGOV returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SGOV or XLC?

SGOV charges 0.09% a year and XLC charges 0.08%, so XLC is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SGOV vs XLC: how they differ

SGOV and XLC hold 0% of their weight in the same names, and SGOV returned more over the year.

iShares 0-3 Month Treasury Bond ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, SGOV and XLC hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SGOV	Only in XLC
TREASURY BILL 0.94%	META PLATFORMS INC CLASS A 18.92%
BLK CSH FND TREASURY SL AGENCY 0.51%	ALPHABET INC CL A 10.12%
	ALPHABET INC CL C 8.10%
	AT+T INC 5.19%
	VERIZON COMMUNICATIONS INC 5.03%
	WALT DISNEY CO/THE 4.76%
	WARNER BROS DISCOVERY INC 4.61%
	COMCAST CORP CLASS A 4.61%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.

SGOV and XLC on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SGOV iShares 0-3 Month Treasury Bond ETF	XLC State Street(R) Communication Services Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	0-3 month T-bills	Communication services
Total return, 1 year	+3.8%	−2.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.7 pts	−19.5 pts
Expense ratio	0.09%	0.08%
Holdings	23	26

SGOV in plain words

SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.

XLC in plain words

XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 26 positions, with the top ten at 70.4%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SGOV or XLC?: In the year to Sep 13, 2026, with distributions reinvested, SGOV returned +3.8% and XLC returned −2.0%, so SGOV returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SGOV or XLC?: SGOV charges 0.09% a year and XLC charges 0.08%, so XLC is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SGOV against XLC, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SGOV against XLC, data as of Sep 13, 2026. https://etfiq.com/compare/any/sgov-vs-xlc Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources