Which returned more over the last year, RDVY or XLU?

In the year to Oct 28, 2026, with distributions reinvested, RDVY returned +17.6% and XLU −3.0%.

Which is cheaper, RDVY or XLU?

XLU is cheaper, by 0.39 percentage points a year. That is about $39 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do RDVY and XLU overlap with the S&P 500?

By their latest filed holdings, 94% of RDVY and 100% of XLU by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

RDVY vs XLU: Differences, Returns & Fees

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Over the year to Oct 28, 2026, RDVY returned +17.6% to XLU's −3.0%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $25.4bn for First Trust Rising Dividend Achievers ETF and $23.9bn for State Street Utilities Select Sector SPDR ETF.

RDVY on its own →XLU on its own →

At a glance

+17.6%

RDVY total return, 1 year

−3.0%

XLU total return, 1 year

0.47%

RDVY expense ratio

0.08%

XLU expense ratio

Pair scorecard

XLU costs 0.39 points a year less; their one-year returns differ by 20.6 points; RDVY is 1.1 times larger.

RDVY vs XLU: Differences, Returns & Fees
Measure	RDVY	XLU
Return
Measure	RDVY	XLU
Total return, 1 year	+17.6%	−3.0%
Drawdown
Measure	RDVY	XLU
Below its high	5.3%, high on Aug 13, 2026	9.1%, high on Feb 27, 2026
Benchmark
Measure	RDVY	XLU
What it tracks	Nasdaq US Rising Dividend Achievers Index	Utilities Select Sector Index
Cost and size
Measure	RDVY	XLU
Expense ratio	0.47%	0.08%
Net assets, as of Oct 27, 2026	$25.4bn	$23.9bn
Holdings
Measure	RDVY	XLU
Holdings in common	0%
Top ten holdings, share of the fund	22.1%	58.7%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, RDVY and XLU hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first RDVY XLU

Only in one fund ↓

Only in RDVY

The Travelers Companies, Inc. 2.42%

Automatic Data Processing, Inc. 2.32%

Visa Inc. (Class A) 2.26%

Microsoft Corporation 2.22%

Accenture plc 2.19%

The Allstate Corporation 2.17%

The Bank of New York Mellon Corporation 2.14%

Expedia Group, Inc. 2.13%

Only in XLU

NEXTERA ENERGY INC 12.76%

SOUTHERN CO 7.91%

DUKE ENERGY CORP 7.22%

CONSTELLATION ENERGY 6.33%

AMERICAN ELECTRIC POWER 5.26%

DOMINION ENERGY INC 4.26%

SEMPRA 4.12%

ENTERGY CORP 3.75%

Check overlap with more funds →

Side by side

RDVY First Trust Rising Dividend Achievers ETF XLU State Street Utilities Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer First Trust State Street

What it is Tracks an index of Rising Dividend Achievers Tracks an index of Utilities

Total return, 1 year +17.6% −3.0%

Its benchmark over the same days +13.7% (VOO) not measured

Gap to its benchmark +3.9 pts vs VOO not measured

Expense ratio 0.47% 0.08%

Already in the S&P 500 94.3% 99.7%

Holdings 72 32

Net assets, as of Oct 27, 2026 $25.4bn $23.9bn

RDVY and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

RDVY

RDVY tracks an index of Rising Dividend Achievers. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.47% a year. By its holdings published by its issuer for Oct 27, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 72 positions, with the top ten at 22.1%. It sat 5.3% below its high of Aug 13, 2026 on Oct 28, 2026.

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, RDVY or XLU?: In the year to Oct 28, 2026, with distributions reinvested, RDVY returned +17.6% and XLU −3.0%.
Which is cheaper, RDVY or XLU?: XLU is cheaper, by 0.39 percentage points a year. That is about $39 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do RDVY and XLU overlap with the S&P 500?: By their latest filed holdings, 94% of RDVY and 100% of XLU by weight is stocks the S&P 500 already holds.

Other comparisons

RDVY vs VPU RDVY vs XLY RDVY vs XLI RDVY vs XLP SPY vs XLU VOO vs XLU USMV vs XLU SPMO vs XLU

Where to next

RDVY on its own →XLU on its own →Hold both: look the portfolio through →Rankings →RDVY dividend history →RDVY holdings →XLU dividend history →XLU holdings →Standards and sources →

Sources and dates

RDVY filings on SEC EDGAR ↗

RDVY prospectus with the expense ratio (SEC) ↗

First Trust page for RDVY ↗

XLU filings on SEC EDGAR ↗

XLU prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, RDVY against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/rdvy-vs-xlu

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.