Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
XHB vs XLU: how they differ
XHB and XLU hold 0% of their weight in the same names, and XLU returned more over the year.
State Street(R) SPDR(R) S&P(R) Homebuilders ETF and State Street(R) Utilities Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, XHB and XLU hold 0% of their money in the same securities at the same weight.
| Only in XHB | Only in XLU |
|---|---|
| Owens Corning 4.10% | NextEra Energy Inc 12.93% |
| Advanced Drainage Systems Inc 3.60% | Southern Co/The 7.62% |
| KB Home 3.56% | Duke Energy Corp 6.97% |
| Builders FirstSource Inc 3.56% | Constellation Energy Corp 5.61% |
| Meritage Homes Corp 3.53% | American Electric Power Co Inc 5.26% |
| Toll Brothers Inc 3.52% | Sempra 4.28% |
| Installed Building Products Inc 3.49% | Dominion Energy Inc 4.24% |
| PulteGroup Inc 3.44% | Entergy Corp 3.71% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF | XLU State Street(R) Utilities Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Homebuilders | Utilities |
| Total return, 1 year | −16.6% | +2.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −34.1 pts | −15.1 pts |
| Expense ratio | 0.35% | 0.08% |
| Already in the S&P 500 | 45.7% | 100.0% |
| Holdings | 35 | 31 |
XHB in plain words
XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 35.6%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.
XLU in plain words
XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 57.7%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, XHB or XLU?
- In the year to Sep 12, 2026, with distributions reinvested, XHB returned −16.6% and XLU returned +2.4%, so XLU returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, XHB or XLU?
- XHB charges 0.35% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.
- How much do XHB and XLU overlap with the S&P 500?
- By their latest filed holdings, 46% of XHB and 100% of XLU by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XHB against XLU, data as of Sep 12, 2026. https://etfiq.com/compare/any/XHB-XLU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources