Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VUSB vs XHB: how they differ
VUSB and XHB hold 0% of their weight in the same names, and VUSB returned more over the year.
Vanguard Ultra-Short Bond ETF and State Street(R) SPDR(R) S&P(R) Homebuilders ETF.
What they hold in common
By the books each fund has filed, VUSB and XHB hold 0% of their money in the same securities at the same weight.
| Only in VUSB | Only in XHB |
|---|---|
| United States Treasury Bill 4.24% | Owens Corning 4.10% |
| United States Treasury Note/Bond 0.68% | Advanced Drainage Systems Inc 3.60% |
| PNC Financial Services Group Inc/The 0.59% | KB Home 3.56% |
| United States Treasury Note/Bond 0.53% | Builders FirstSource Inc 3.56% |
| Regions Bank/Birmingham AL 0.52% | Meritage Homes Corp 3.53% |
| US Bancorp 0.51% | Toll Brothers Inc 3.52% |
| Charles Schwab Corp/The 0.50% | Installed Building Products Inc 3.49% |
| Truist Bank 0.45% | PulteGroup Inc 3.44% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VUSB Vanguard Ultra-Short Bond ETF | XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Ultra-Short Bond | SPDR S&P Homebuilders |
| Total return, 1 year | +3.7% | −16.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.8 pts | −34.1 pts |
| Expense ratio | 0.10% | 0.35% |
| Holdings | 1281 | 35 |
VUSB in plain words
VUSB is a cash and treasury bills tracking the Ultra-Short Bond. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.10% a year.
XHB in plain words
XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 35.6%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VUSB or XHB?
- In the year to Sep 12, 2026, with distributions reinvested, VUSB returned +3.7% and XHB returned −16.6%, so VUSB returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VUSB or XHB?
- VUSB charges 0.10% a year and XHB charges 0.35%, so VUSB is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VUSB against XHB, data as of Sep 12, 2026. https://etfiq.com/compare/any/VUSB-XHB Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources