Which returned more over the last year, VTIP or XLP?

In the year to Sep 12, 2026, with distributions reinvested, VTIP returned +1.7% and XLP returned +6.3%, so XLP returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VTIP or XLP?

VTIP charges 0.03% a year and XLP charges 0.08%, so VTIP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VTIP vs XLP: how they differ

VTIP and XLP hold 0% of their weight in the same names, and XLP returned more over the year.

Vanguard Short-Term Inflation-Protected Securities Index Fund and State Street(R) Consumer Staples Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VTIP and XLP hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VTIP	Only in XLP
United States Treasury Inflation Indexed 5.44%	Walmart Inc 10.84%
United States Treasury Inflation Indexed 5.38%	Costco Wholesale Corp 9.06%
United States Treasury Inflation Indexed 5.36%	Procter & Gamble Co/The 7.46%
United States Treasury Inflation Indexed 5.19%	Coca-Cola Co/The 6.87%
United States Treasury Inflation Indexed 5.02%	Philip Morris International Inc 6.16%
United States Treasury Inflation Indexed 4.88%	Colgate-Palmolive Co 4.71%
United States Treasury Inflation Indexed 4.87%	Altria Group Inc 4.55%
United States Treasury Inflation Indexed 4.79%	Monster Beverage Corp 4.47%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

VTIP and XLP on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund	XLP State Street(R) Consumer Staples Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	Short-Term Inflation-Protected Securities	Consumer staples
Total return, 1 year	+1.7%	+6.3%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−15.8 pts	−11.2 pts
Expense ratio	0.03%	0.08%
Holdings	25	34

VTIP in plain words

VTIP is a bond fund tracking the Short-Term Inflation-Protected Securities. Over the year to Sep 11, 2026 it returned +1.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XLP in plain words

XLP is an index equity fund tracking the Consumer staples. Over the year to Sep 11, 2026 it returned +6.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 62.6%. It sat 6.2% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VTIP or XLP?: In the year to Sep 12, 2026, with distributions reinvested, VTIP returned +1.7% and XLP returned +6.3%, so XLP returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VTIP or XLP?: VTIP charges 0.03% a year and XLP charges 0.08%, so VTIP is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VTIP against XLP, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VTIP against XLP, data as of Sep 12, 2026. https://etfiq.com/compare/any/VTIP-XLP Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources