Which returned more over the last year, VTIP or XLK?

In the year to Sep 12, 2026, with distributions reinvested, VTIP returned +1.7% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VTIP or XLK?

VTIP charges 0.03% a year and XLK charges 0.08%, so VTIP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VTIP vs XLK: how they differ

VTIP and XLK hold 0% of their weight in the same names, and XLK returned more over the year.

Vanguard Short-Term Inflation-Protected Securities Index Fund and State Street(R) Technology Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VTIP and XLK hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VTIP	Only in XLK
United States Treasury Inflation Indexed 5.44%	NVIDIA Corp 14.66%
United States Treasury Inflation Indexed 5.38%	Apple Inc 12.86%
United States Treasury Inflation Indexed 5.36%	Microsoft Corp 8.38%
United States Treasury Inflation Indexed 5.19%	Micron Technology Inc 5.42%
United States Treasury Inflation Indexed 5.02%	Broadcom Inc 5.41%
United States Treasury Inflation Indexed 4.88%	Advanced Micro Devices Inc 5.28%
United States Treasury Inflation Indexed 4.87%	Intel Corp 3.68%
United States Treasury Inflation Indexed 4.79%	Applied Materials Inc 3.20%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

VTIP and XLK on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund	XLK State Street(R) Technology Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	Short-Term Inflation-Protected Securities	Technology
Total return, 1 year	+1.7%	+39.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−15.8 pts	+21.7 pts
Expense ratio	0.03%	0.08%
Holdings	25	74

VTIP in plain words

VTIP is a bond fund tracking the Short-Term Inflation-Protected Securities. Over the year to Sep 11, 2026 it returned +1.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XLK in plain words

XLK is an index equity fund tracking the Technology. Over the year to Sep 11, 2026 it returned +39.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 64.5%. It sat 5.2% below its high of Jun 2, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VTIP or XLK?: In the year to Sep 12, 2026, with distributions reinvested, VTIP returned +1.7% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VTIP or XLK?: VTIP charges 0.03% a year and XLK charges 0.08%, so VTIP is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VTIP against XLK, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VTIP against XLK, data as of Sep 12, 2026. https://etfiq.com/compare/any/VTIP-XLK Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources