Which returned more over the last year, VTI or XDTE?

In the year to Sep 4, 2026, with distributions reinvested, VTI returned +20.0% and XDTE returned +18.7%, so VTI returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VTI or XDTE?

VTI charges 0.03% a year and XDTE charges 0.97%, so VTI is cheaper. Fees come from each fund's prospectus.

Are VTI and XDTE the same kind of fund?

No. VTI is an index ETF and XDTE is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

VTI vs XDTE

Name: ETFIQ comparison of VTI and XDTE
Creator: ETFIQ
License: https://etfiq.com/standards/

Vanguard Total Stock Market Index Fund and Roundhill S&P 500 0DTE Covered Call Strategy ETF.

VTI and XDTE on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	VTI Vanguard Total Stock Market Index Fund	XDTE Roundhill S&P 500 0DTE Covered Call Strategy ETF
Where it sits	Core fund	Income desk
Issuer	Vanguard	Roundhill
What it is	US total market	0DTE covered call, vs SPY
Total return, 1 year	+20.0%	+18.7%
S&P 500 over the same days	+20.0%	+20.0%
Gap to the S&P 500	+0.0 pts	−1.2 pts
Cash paid, 1 year	not an income fund	27.3%
Expense ratio	0.03%	0.97%
Holdings	3531	n/a

VTI in plain words

VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.

XDTE in plain words

Over the year to Sep 4, 2026, XDTE paid 27.3% of its starting value in cash distributions while its price fell 11.3%. With every distribution reinvested, the fund returned +18.7%. S&P 500 (SPY) returned +20.0% over the same days, so a holder was behind by 1.2 pts. At its price on Sep 4, 2026 the latest distribution annualises to 20.0%, paid weekly.

Questions people ask

Which returned more over the last year, VTI or XDTE?: In the year to Sep 4, 2026, with distributions reinvested, VTI returned +20.0% and XDTE returned +18.7%, so VTI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VTI or XDTE?: VTI charges 0.03% a year and XDTE charges 0.97%, so VTI is cheaper. Fees come from each fund's prospectus.
Are VTI and XDTE the same kind of fund?: No. VTI is an index ETF and XDTE is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Other comparisons

Where to next

Cite this page. ETFIQ, VTI against XDTE, data as of Sep 4, 2026. https://etfiq.com/compare/any/VTI-XDTE.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources