Which returned more over the last year, SPY or XDTE?

In the year to Sep 4, 2026, with distributions reinvested, SPY returned +20.0% and XDTE returned +18.7%, so SPY returned more. One year is one year; the longer windows are in the table.

Are SPY and XDTE the same kind of fund?

No. SPY is an index ETF and XDTE is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.

SPY vs XDTE

Name: ETFIQ comparison of SPY and XDTE
Creator: ETFIQ
License: https://etfiq.com/standards/

SPDR S&P 500 ETF Trust and Roundhill S&P 500 0DTE Covered Call Strategy ETF.

SPY and XDTE on the fields both publish, as of Sep 4, 2026. Source: ETFIQ.
	SPY SPDR S&P 500 ETF Trust	XDTE Roundhill S&P 500 0DTE Covered Call Strategy ETF
Where it sits	Core fund	Income desk
Issuer	State Street	Roundhill
What it is	S&P 500, book from IVV	0DTE covered call, vs SPY
Total return, 1 year	+20.0%	+18.7%
S&P 500 over the same days	+20.0%	+20.0%
Gap to the S&P 500	+0.0 pts	−1.2 pts
Cash paid, 1 year	not an income fund	27.3%
Expense ratio	not published	0.97%
Holdings	504	n/a

SPY in plain words

SPY is a index equity fund tracking S&P 500, book from IVV. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 504 positions, with the top ten at 36.4%.

XDTE in plain words

Over the year to Sep 4, 2026, XDTE paid 27.3% of its starting value in cash distributions while its price fell 11.3%. With every distribution reinvested, the fund returned +18.7%. S&P 500 (SPY) returned +20.0% over the same days, so a holder was behind by 1.2 pts. At its price on Sep 4, 2026 the latest distribution annualises to 20.0%, paid weekly.

Questions people ask

Which returned more over the last year, SPY or XDTE?: In the year to Sep 4, 2026, with distributions reinvested, SPY returned +20.0% and XDTE returned +18.7%, so SPY returned more. One year is one year; the longer windows are in the table.
Are SPY and XDTE the same kind of fund?: No. SPY is an index ETF and XDTE is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.

Other comparisons

Where to next

Cite this page. ETFIQ, SPY against XDTE, data as of Sep 4, 2026. https://etfiq.com/compare/any/SPY-XDTE.html Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. ETFIQ publishes the same fields for every fund and suggests no allocation. Standards and sources