Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VT vs XHB: how they differ
VT and XHB hold 1% of their weight in the same names, and VT returned more over the year.
Vanguard Total World Stock Index Fund and State Street(R) SPDR(R) S&P(R) Homebuilders ETF.
What they hold in common
By the books each fund has filed, VT and XHB hold 1% of their money in the same securities at the same weight.
| Holding | VT | XHB |
|---|---|---|
| Home Depot Inc/The | 0.29% | 3.28% |
| Lowe's Cos Inc | 0.12% | 3.03% |
| Carrier Global Corp | 0.05% | 3.20% |
| DR Horton Inc | 0.04% | 3.29% |
| PulteGroup Inc | 0.02% | 3.44% |
| Williams-Sonoma Inc | 0.02% | 3.34% |
| Lennar Corp | 0.02% | 2.99% |
| NVR Inc | 0.02% | 3.21% |
| Lennox International Inc | 0.02% | 3.37% |
| Masco Corp | 0.02% | 3.41% |
| Tempur Sealy International Inc | 0.01% | 3.40% |
| Carlisle Cos Inc | 0.01% | 3.28% |
| Only in VT | Only in XHB |
|---|---|
| NVIDIA Corp 4.22% | Trane Technologies PLC 3.25% |
| Apple Inc 3.53% | Allegion plc 3.22% |
| Microsoft Corp 2.73% | Johnson Controls International plc 3.11% |
| Amazon.com Inc 2.29% | LGI Homes Inc 1.19% |
| Alphabet Inc 2.04% | Hovnanian Enterprises Inc 0.65% |
| Broadcom Inc 1.74% | Beazer Homes USA Inc 0.64% |
| Alphabet Inc 1.61% | Dream Finders Homes Inc 0.52% |
| Taiwan Semiconductor Manufacturing Co Lt 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| VT Vanguard Total World Stock Index Fund | XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Total World Stock | SPDR S&P Homebuilders |
| Total return, 1 year | +18.9% | −16.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +1.4 pts | −34.1 pts |
| Expense ratio | 0.06% | 0.35% |
| Already in the S&P 500 | 55.2% | 45.7% |
| Holdings | 10042 | 35 |
VT in plain words
VT is an index equity fund tracking the Total World Stock. Over the year to Sep 11, 2026 it returned +18.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for Apr 30, 2026, 55% of the fund by weight is stocks the S&P 500 also holds, across 10042 positions, with the top ten at 21.9%.
XHB in plain words
XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 35.6%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VT or XHB?
- In the year to Sep 12, 2026, with distributions reinvested, VT returned +18.9% and XHB returned −16.6%, so VT returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VT or XHB?
- VT charges 0.06% a year and XHB charges 0.35%, so VT is cheaper. Fees come from each fund's prospectus.
- How much do VT and XHB overlap with the S&P 500?
- By their latest filed holdings, 55% of VT and 46% of XHB by weight is stocks the S&P 500 already holds. Between the two funds, 1% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VT against XHB, data as of Sep 12, 2026. https://etfiq.com/compare/any/VT-XHB Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources