Which returned more over the last year, VGIT or XLI?

In the year to Sep 12, 2026, with distributions reinvested, VGIT returned −1.2% and XLI returned +14.3%, so XLI returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VGIT or XLI?

VGIT charges 0.03% a year and XLI charges 0.08%, so VGIT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VGIT vs XLI: how they differ

VGIT and XLI hold 0% of their weight in the same names, and XLI returned more over the year.

Vanguard Intermediate-Term Treasury Index Fund and State Street(R) Industrial Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VGIT and XLI hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VGIT	Only in XLI
United States Treasury Note/Bond 1.97%	Caterpillar Inc 8.52%
United States Treasury Note/Bond 1.94%	General Electric Co 6.77%
United States Treasury Note/Bond 1.92%	GE Vernova Inc 5.48%
United States Treasury Note/Bond 1.92%	RTX Corp 4.44%
United States Treasury Note/Bond 1.92%	Boeing Co/The 2.96%
United States Treasury Note/Bond 1.89%	Eaton Corp PLC 2.87%
United States Treasury Note/Bond 1.89%	Union Pacific Corp 2.81%
United States Treasury Note/Bond 1.87%	Deere & Co 2.77%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

VGIT and XLI on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VGIT Vanguard Intermediate-Term Treasury Index Fund	XLI State Street(R) Industrial Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	Intermediate-Term Treasury	Industrials
Total return, 1 year	−1.2%	+14.3%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.7 pts	−3.3 pts
Expense ratio	0.03%	0.08%
Holdings	103	81

VGIT in plain words

VGIT is a bond fund tracking the Intermediate-Term Treasury. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.

XLI in plain words

XLI is an index equity fund tracking the Industrials. Over the year to Sep 11, 2026 it returned +14.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 81 positions, with the top ten at 41.4%. It sat 7.6% below its high of Aug 14, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VGIT or XLI?: In the year to Sep 12, 2026, with distributions reinvested, VGIT returned −1.2% and XLI returned +14.3%, so XLI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VGIT or XLI?: VGIT charges 0.03% a year and XLI charges 0.08%, so VGIT is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VGIT against XLI, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VGIT against XLI, data as of Sep 12, 2026. https://etfiq.com/compare/any/VGIT-XLI Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources