Which returned more over the last year, VGIT or VTI?

In the year to Sep 12, 2026, with distributions reinvested, VGIT returned −1.2% and VTI returned +17.2%, so VTI returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VGIT or VTI?

VGIT charges 0.03% a year and VTI charges 0.03%, so VGIT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VGIT vs VTI: how they differ

VGIT and VTI hold 0% of their weight in the same names, and VTI returned more over the year.

Vanguard Intermediate-Term Treasury Index Fund and Vanguard Total Stock Market Index Fund.

What they hold in common

By the books each fund has filed, VGIT and VTI hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VGIT	Only in VTI
United States Treasury Note/Bond 1.97%	NVIDIA Corp 6.37%
United States Treasury Note/Bond 1.94%	Apple Inc 5.88%
United States Treasury Note/Bond 1.92%	Microsoft Corp 3.84%
United States Treasury Note/Bond 1.92%	Amazon.com Inc 3.19%
United States Treasury Note/Bond 1.92%	Alphabet Inc 2.90%
United States Treasury Note/Bond 1.89%	Broadcom Inc 2.48%
United States Treasury Note/Bond 1.89%	Alphabet Inc 2.29%
United States Treasury Note/Bond 1.87%	Micron Technology Inc 1.80%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

VGIT and VTI on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VGIT Vanguard Intermediate-Term Treasury Index Fund	VTI Vanguard Total Stock Market Index Fund
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	Vanguard
What it is	Intermediate-Term Treasury	US total market
Total return, 1 year	−1.2%	+17.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.7 pts	−0.3 pts
Expense ratio	0.03%	0.03%
Holdings	103	3531

VGIT in plain words

VGIT is a bond fund tracking the Intermediate-Term Treasury. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.

VTI in plain words

VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.

Questions people ask

Which returned more over the last year, VGIT or VTI?: In the year to Sep 12, 2026, with distributions reinvested, VGIT returned −1.2% and VTI returned +17.2%, so VTI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VGIT or VTI?: VGIT charges 0.03% a year and VTI charges 0.03%, so VGIT is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VGIT against VTI, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VGIT against VTI, data as of Sep 12, 2026. https://etfiq.com/compare/any/VGIT-VTI Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources