Which returned more over the last year, VCIT or XOVR?

In the year to Sep 12, 2026, with distributions reinvested, VCIT returned −1.2% and XOVR returned 0.0%, so XOVR returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VCIT or XOVR?

VCIT charges 0.03% a year and XOVR charges 0.75%, so VCIT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VCIT vs XOVR: how they differ

VCIT and XOVR hold 0% of their weight in the same names, and XOVR returned more over the year.

Vanguard Intermediate-Term Corporate Bond Index Fund and ERShares Private-Public Crossover ETF.

What they hold in common

By the books each fund has filed, VCIT and XOVR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VCIT	Only in XOVR
Amazon.com Inc 0.31%	Nvidia Corp 9.48%
Boeing Co/The 0.28%	Astera Labs Inc 7.75%
Meta Platforms Inc 0.28%	Alphabet Inc 6.53%
Bank of America Corp 0.27%	Meta Platforms Inc 4.47%
Oracle Corp 0.27%	Applovin Corp 3.95%
Pfizer Investment Enterprises Pte Ltd 0.27%	Natera Inc 3.70%
Anheuser-Busch Cos LLC / Anheuser-Busch 0.27%	Robinhood Markets Inc 3.56%
JPMorgan Chase & Co 0.25%	Veeva Systems Inc 3.17%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

VCIT and XOVR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VCIT Vanguard Intermediate-Term Corporate Bond Index Fund	XOVR ERShares Private-Public Crossover ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	ERShares
What it is	Intermediate-Term Corporate Bond	Private-Public Crossover
Total return, 1 year	−1.2%	0.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.7 pts	−17.5 pts
Expense ratio	0.03%	0.75%
Holdings	2302	32

VCIT in plain words

VCIT is a bond fund tracking the Intermediate-Term Corporate Bond. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Feb 27, 2026 on Sep 11, 2026.

XOVR in plain words

XOVR is an index equity fund tracking the Private-Public Crossover. Over the year to Sep 11, 2026 it returned 0.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.75% a year. By its holdings filed for Jun 30, 2026, 43% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 63.1%. It sat 4.2% below its high of Oct 27, 2025 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VCIT or XOVR?: In the year to Sep 12, 2026, with distributions reinvested, VCIT returned −1.2% and XOVR returned 0.0%, so XOVR returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VCIT or XOVR?: VCIT charges 0.03% a year and XOVR charges 0.75%, so VCIT is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VCIT against XOVR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VCIT against XOVR, data as of Sep 12, 2026. https://etfiq.com/compare/any/VCIT-XOVR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources