Which returned more over the last year, VCIT or XLC?

In the year to Sep 12, 2026, with distributions reinvested, VCIT returned −1.2% and XLC returned −2.0%, so VCIT returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VCIT or XLC?

VCIT charges 0.03% a year and XLC charges 0.08%, so VCIT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VCIT vs XLC: how they differ

VCIT and XLC hold 0% of their weight in the same names, and VCIT returned more over the year.

Vanguard Intermediate-Term Corporate Bond Index Fund and State Street(R) Communication Services Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VCIT and XLC hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VCIT	Only in XLC
Amazon.com Inc 0.31%	Meta Platforms Inc 19.93%
Boeing Co/The 0.28%	Alphabet Inc 13.10%
Meta Platforms Inc 0.28%	Alphabet Inc 10.44%
Bank of America Corp 0.27%	Take-Two Interactive Software Inc 5.26%
Oracle Corp 0.27%	Netflix Inc 4.84%
Pfizer Investment Enterprises Pte Ltd 0.27%	Comcast Corp 4.71%
Anheuser-Busch Cos LLC / Anheuser-Busch 0.27%	Warner Bros Discovery Inc 4.67%
JPMorgan Chase & Co 0.25%	Electronic Arts Inc 4.64%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

VCIT and XLC on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VCIT Vanguard Intermediate-Term Corporate Bond Index Fund	XLC State Street(R) Communication Services Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	Intermediate-Term Corporate Bond	Communication services
Total return, 1 year	−1.2%	−2.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.7 pts	−19.5 pts
Expense ratio	0.03%	0.08%
Holdings	2302	23

VCIT in plain words

VCIT is a bond fund tracking the Intermediate-Term Corporate Bond. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Feb 27, 2026 on Sep 11, 2026.

XLC in plain words

XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 76.2%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VCIT or XLC?: In the year to Sep 12, 2026, with distributions reinvested, VCIT returned −1.2% and XLC returned −2.0%, so VCIT returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VCIT or XLC?: VCIT charges 0.03% a year and XLC charges 0.08%, so VCIT is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VCIT against XLC, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VCIT against XLC, data as of Sep 12, 2026. https://etfiq.com/compare/any/VCIT-XLC Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources