Which returned more over the last year, VBIL or XOVR?

In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and XOVR returned 0.0%, so VBIL returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VBIL or XOVR?

VBIL charges 0.06% a year and XOVR charges 0.75%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VBIL vs XOVR: how they differ

VBIL and XOVR hold 0% of their weight in the same names, and VBIL returned more over the year.

Vanguard 0-3 Month Treasury Bill ETF and ERShares Private-Public Crossover ETF.

What they hold in common

By the books each fund has filed, VBIL and XOVR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VBIL	Only in XOVR
United States Treasury Bill 6.78%	Nvidia Corp 9.48%
United States Treasury Bill 6.10%	Astera Labs Inc 7.75%
United States Treasury Bill 5.61%	Alphabet Inc 6.53%
United States Treasury Bill 5.41%	Meta Platforms Inc 4.47%
United States Treasury Bill 5.18%	Applovin Corp 3.95%
United States Treasury Bill 5.17%	Natera Inc 3.70%
United States Treasury Bill 5.15%	Robinhood Markets Inc 3.56%
United States Treasury Bill 5.13%	Veeva Systems Inc 3.17%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

VBIL and XOVR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VBIL Vanguard 0-3 Month Treasury Bill ETF	XOVR ERShares Private-Public Crossover ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	ERShares
What it is	0-3 Month Treasury Bill	Private-Public Crossover
Total return, 1 year	+3.8%	0.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.7 pts	−17.5 pts
Expense ratio	0.06%	0.75%
Holdings	26	32

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

XOVR in plain words

XOVR is an index equity fund tracking the Private-Public Crossover. Over the year to Sep 11, 2026 it returned 0.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.75% a year. By its holdings filed for Jun 30, 2026, 43% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 63.1%. It sat 4.2% below its high of Oct 27, 2025 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VBIL or XOVR?: In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and XOVR returned 0.0%, so VBIL returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VBIL or XOVR?: VBIL charges 0.06% a year and XOVR charges 0.75%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VBIL against XOVR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VBIL against XOVR, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBIL-XOVR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources