Which returned more over the last year, VBIL or XLRE?

In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and XLRE returned +5.6%, so XLRE returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VBIL or XLRE?

VBIL charges 0.06% a year and XLRE charges 0.08%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VBIL vs XLRE: how they differ

VBIL and XLRE hold 0% of their weight in the same names, and XLRE returned more over the year.

Vanguard 0-3 Month Treasury Bill ETF and State Street(R) Real Estate Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VBIL and XLRE hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VBIL	Only in XLRE
United States Treasury Bill 6.78%	Welltower Inc 11.07%
United States Treasury Bill 6.10%	Prologis Inc 8.72%
United States Treasury Bill 5.61%	Equinix Inc 7.10%
United States Treasury Bill 5.41%	American Tower Corp 5.26%
United States Treasury Bill 5.18%	Simon Property Group Inc 5.01%
United States Treasury Bill 5.17%	Realty Income Corp 4.57%
United States Treasury Bill 5.15%	Digital Realty Trust Inc 4.55%
United States Treasury Bill 5.13%	Public Storage 4.51%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

VBIL and XLRE on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VBIL Vanguard 0-3 Month Treasury Bill ETF	XLRE State Street(R) Real Estate Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	0-3 Month Treasury Bill	Real estate
Total return, 1 year	+3.8%	+5.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.7 pts	−11.9 pts
Expense ratio	0.06%	0.08%
Holdings	26	31

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

XLRE in plain words

XLRE is an index equity fund tracking the Real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 59.4%. It sat 5.6% below its high of Jul 28, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VBIL or XLRE?: In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and XLRE returned +5.6%, so XLRE returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VBIL or XLRE?: VBIL charges 0.06% a year and XLRE charges 0.08%, so VBIL is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VBIL against XLRE, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VBIL against XLRE, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBIL-XLRE Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources