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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VBIL vs XLE: how they differ

VBIL and XLE hold 0% of their weight in the same names, and XLE returned more over the year.

Vanguard 0-3 Month Treasury Bill ETF and State Street(R) Energy Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VBIL and XLE hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VBILOnly in XLE
United States Treasury Bill 6.78%Exxon Mobil Corp 22.71%
United States Treasury Bill 6.10%Chevron Corp 16.12%
United States Treasury Bill 5.61%ConocoPhillips 6.58%
United States Treasury Bill 5.41%Williams Cos Inc/The 5.04%
United States Treasury Bill 5.18%Valero Energy Corp 4.65%
United States Treasury Bill 5.17%Marathon Petroleum Corp 4.49%
United States Treasury Bill 5.15%EOG Resources Inc 4.15%
United States Treasury Bill 5.13%SLB Ltd 4.10%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

VBIL and XLE on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
VBIL
Vanguard 0-3 Month Treasury Bill ETF
XLE
State Street(R) Energy Select Sector SPDR(R) ETF
Where it sitsCore index fundCore index fund
IssuerVanguardState Street
What it is0-3 Month Treasury BillEnergy
Total return, 1 year+3.8%+50.7%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−13.7 pts+33.2 pts
Expense ratio0.06%0.08%
Holdings2621

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

XLE in plain words

XLE is an index equity fund tracking the Energy. Over the year to Sep 11, 2026 it returned +50.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 21 positions, with the top ten at 75.7%.

Questions people ask

Which returned more over the last year, VBIL or XLE?
In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and XLE returned +50.7%, so XLE returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VBIL or XLE?
VBIL charges 0.06% a year and XLE charges 0.08%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VBIL against XLE, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VBIL against XLE, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBIL-XLE Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources