Which returned more over the last year, VBIL or VOO?

In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and VOO returned +17.6%, so VOO returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VBIL or VOO?

VBIL charges 0.06% a year and VOO charges 0.03%, so VOO is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VBIL vs VOO: how they differ

VBIL and VOO hold 0% of their weight in the same names, and VOO returned more over the year.

Vanguard 0-3 Month Treasury Bill ETF and Vanguard 500 Index Fund.

What they hold in common

By the books each fund has filed, VBIL and VOO hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VBIL	Only in VOO
United States Treasury Bill 6.78%	NVIDIA Corp 7.53%
United States Treasury Bill 6.10%	Apple Inc 6.61%
United States Treasury Bill 5.61%	Microsoft Corp 4.31%
United States Treasury Bill 5.41%	Amazon.com Inc 3.63%
United States Treasury Bill 5.18%	Alphabet Inc 3.26%
United States Treasury Bill 5.17%	Broadcom Inc 2.78%
United States Treasury Bill 5.15%	Alphabet Inc 2.60%
United States Treasury Bill 5.13%	Micron Technology Inc 2.02%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

VBIL and VOO on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VBIL Vanguard 0-3 Month Treasury Bill ETF	VOO Vanguard 500 Index Fund
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	Vanguard
What it is	0-3 Month Treasury Bill	S&P 500
Total return, 1 year	+3.8%	+17.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.7 pts	+0.1 pts
Expense ratio	0.06%	0.03%
Holdings	26	506

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

VOO in plain words

VOO is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 506 positions, with the top ten at 36.5%.

Questions people ask

Which returned more over the last year, VBIL or VOO?: In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and VOO returned +17.6%, so VOO returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VBIL or VOO?: VBIL charges 0.06% a year and VOO charges 0.03%, so VOO is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VBIL against VOO, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VBIL against VOO, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBIL-VOO Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources