Which returned more over the last year, VBIL or VCIT?

In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and VCIT returned −1.2%, so VBIL returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VBIL or VCIT?

VBIL charges 0.06% a year and VCIT charges 0.03%, so VCIT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VBIL vs VCIT: how they differ

VBIL and VCIT hold 0% of their weight in the same names, and VBIL returned more over the year.

Vanguard 0-3 Month Treasury Bill ETF and Vanguard Intermediate-Term Corporate Bond Index Fund.

What they hold in common

By the books each fund has filed, VBIL and VCIT hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VBIL	Only in VCIT
United States Treasury Bill 6.78%	Amazon.com Inc 0.31%
United States Treasury Bill 6.10%	Boeing Co/The 0.28%
United States Treasury Bill 5.61%	Meta Platforms Inc 0.28%
United States Treasury Bill 5.41%	Bank of America Corp 0.27%
United States Treasury Bill 5.18%	Oracle Corp 0.27%
United States Treasury Bill 5.17%	Pfizer Investment Enterprises Pte Ltd 0.27%
United States Treasury Bill 5.15%	Anheuser-Busch Cos LLC / Anheuser-Busch 0.27%
United States Treasury Bill 5.13%	JPMorgan Chase & Co 0.25%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

VBIL and VCIT on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VBIL Vanguard 0-3 Month Treasury Bill ETF	VCIT Vanguard Intermediate-Term Corporate Bond Index Fund
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	Vanguard
What it is	0-3 Month Treasury Bill	Intermediate-Term Corporate Bond
Total return, 1 year	+3.8%	−1.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.7 pts	−18.7 pts
Expense ratio	0.06%	0.03%
Holdings	26	2302

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

VCIT in plain words

VCIT is a bond fund tracking the Intermediate-Term Corporate Bond. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VBIL or VCIT?: In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and VCIT returned −1.2%, so VBIL returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VBIL or VCIT?: VBIL charges 0.06% a year and VCIT charges 0.03%, so VCIT is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VBIL against VCIT, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VBIL against VCIT, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBIL-VCIT Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources