Which returned more over the last year, TLT or VGIT?

In the year to Sep 12, 2026, with distributions reinvested, TLT returned −6.4% and VGIT returned −1.2%, so VGIT returned more. One year is one year; the longer windows are in the table.

Which is cheaper, TLT or VGIT?

TLT charges 0.15% a year and VGIT charges 0.03%, so VGIT is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

TLT vs VGIT: how they differ

TLT and VGIT are both bond index funds, and over the year VGIT returned more, −1.2% against −6.4%.

iShares 20+ Year Treasury Bond ETF and Vanguard Intermediate-Term Treasury Index Fund.

TLT and VGIT on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	TLT iShares 20+ Year Treasury Bond ETF	VGIT Vanguard Intermediate-Term Treasury Index Fund
Where it sits	Core index fund	Core index fund
Issuer	iShares	Vanguard
What it is	20+ year Treasuries	Intermediate-Term Treasury
Total return, 1 year	−6.4%	−1.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−23.9 pts	−18.7 pts
Expense ratio	0.15%	0.03%
Holdings	not filed	103

TLT in plain words

TLT is a bond fund tracking the 20+ year Treasuries. Over the year to Sep 11, 2026 it returned −6.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. It sat 42.9% below its high of Aug 4, 2020 on Sep 11, 2026.

VGIT in plain words

VGIT is a bond fund tracking the Intermediate-Term Treasury. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, TLT or VGIT?: In the year to Sep 12, 2026, with distributions reinvested, TLT returned −6.4% and VGIT returned −1.2%, so VGIT returned more. One year is one year; the longer windows are in the table.
Which is cheaper, TLT or VGIT?: TLT charges 0.15% a year and VGIT charges 0.03%, so VGIT is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

TLT against VGIT, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, TLT against VGIT, data as of Sep 12, 2026. https://etfiq.com/compare/any/TLT-VGIT Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources