Which returned more over the last year, SPYD or USO?

In the year to Sep 12, 2026, with distributions reinvested, SPYD returned +12.9% and USO returned +112.2%, so USO returned more. One year is one year; the longer windows are in the table.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SPYD vs USO: how they differ

SPYD is an equity index fund and USO a commodity fund, and over the year USO returned more, +112.2% against +12.9%.

State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF and United States Oil Fund, LP.

SPYD and USO on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SPYD State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF	USO United States Oil Fund, LP
Where it sits	Core index fund	Core index fund
Issuer	State Street	United
What it is	SPDR Portfolio S&P 500 High Dividend	Oil
Total return, 1 year	+12.9%	+112.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−4.6 pts	+94.7 pts
Expense ratio	0.07%	not published
Holdings	78	not filed

SPYD in plain words

SPYD is an index equity fund tracking the SPDR Portfolio S&P 500 High Dividend. Over the year to Sep 11, 2026 it returned +12.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 78 positions, with the top ten at 15.1%. It sat 4.3% below its high of Aug 24, 2026 on Sep 11, 2026.

USO in plain words

USO is a commodity fund tracking the Oil. Over the year to Sep 11, 2026 it returned +112.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. It sat 57.1% below its high of Apr 8, 2011 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SPYD or USO?: In the year to Sep 12, 2026, with distributions reinvested, SPYD returned +12.9% and USO returned +112.2%, so USO returned more. One year is one year; the longer windows are in the table.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SPYD against USO, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SPYD against USO, data as of Sep 12, 2026. https://etfiq.com/compare/any/SPYD-USO Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources