Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SGOV vs VCIT: how they differ
SGOV is a short-term Treasury fund and VCIT a bond index fund, and over the year SGOV returned more, +3.8% against −1.2%.
iShares 0-3 Month Treasury Bond ETF and Vanguard Intermediate-Term Corporate Bond Index Fund.
| SGOV iShares 0-3 Month Treasury Bond ETF | VCIT Vanguard Intermediate-Term Corporate Bond Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | 0-3 month T-bills | Intermediate-Term Corporate Bond |
| Total return, 1 year | +3.8% | −1.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.7 pts | −18.7 pts |
| Expense ratio | 0.09% | 0.03% |
| Holdings | not filed | 2302 |
SGOV in plain words
SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.
VCIT in plain words
VCIT is a bond fund tracking the Intermediate-Term Corporate Bond. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SGOV or VCIT?
- In the year to Sep 12, 2026, with distributions reinvested, SGOV returned +3.8% and VCIT returned −1.2%, so SGOV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SGOV or VCIT?
- SGOV charges 0.09% a year and VCIT charges 0.03%, so VCIT is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SGOV against VCIT, data as of Sep 12, 2026. https://etfiq.com/compare/any/SGOV-VCIT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources