Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHX vs XLC: how they differ
SCHX and XLC hold 10% of their weight in the same names, and SCHX returned more over the year.
Schwab U.S. Large-Cap ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SCHX and XLC hold 10% of their money in the same securities at the same weight.
| Holding | SCHX | XLC |
|---|---|---|
| Alphabet Inc | 3.24% | 13.10% |
| Alphabet Inc | 2.58% | 10.44% |
| Meta Platforms Inc | 2.02% | 19.93% |
| Netflix Inc | 0.53% | 4.84% |
| Verizon Communications Inc | 0.29% | 4.15% |
| Walt Disney Co/The | 0.26% | 4.49% |
| AT&T Inc | 0.25% | 4.10% |
| Comcast Corp | 0.13% | 4.71% |
| T-Mobile US Inc | 0.13% | 4.16% |
| Warner Bros Discovery Inc | 0.10% | 4.67% |
| Electronic Arts Inc | 0.07% | 4.64% |
| Take-Two Interactive Software Inc | 0.06% | 5.26% |
| Only in SCHX | Only in XLC |
|---|---|
| NVIDIA Corp 7.51% | EchoStar Corp 1.67% |
| Apple Inc 6.71% | Fox Corp 0.79% |
| Microsoft Corp 4.89% | News Corp 0.41% |
| Amazon.com Inc 3.87% | |
| Broadcom Inc 3.10% | |
| Tesla Inc 1.79% | |
| Micron Technology Inc 1.60% | |
| Eli Lilly & Co 1.28% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| SCHX Schwab U.S. Large-Cap ETF | XLC State Street(R) Communication Services Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | State Street |
| What it is | U.S. Large-Cap | Communication services |
| Total return, 1 year | +16.8% | −2.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.7 pts | −19.5 pts |
| Expense ratio | 0.03% | 0.08% |
| Already in the S&P 500 | 94.9% | 100.0% |
| Holdings | 748 | 23 |
SCHX in plain words
SCHX is an index equity fund tracking the U.S. Large-Cap. Over the year to Sep 11, 2026 it returned +16.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 748 positions, with the top ten at 37.3%.
XLC in plain words
XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 76.2%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHX or XLC?
- In the year to Sep 12, 2026, with distributions reinvested, SCHX returned +16.8% and XLC returned −2.0%, so SCHX returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHX or XLC?
- SCHX charges 0.03% a year and XLC charges 0.08%, so SCHX is cheaper. Fees come from each fund's prospectus.
- How much do SCHX and XLC overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHX and 100% of XLC by weight is stocks the S&P 500 already holds. Between the two funds, 10% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHX against XLC, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHX-XLC Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources