Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHX vs VTI: how they differ
SCHX and VTI hold 87% of their weight in the same names.
Schwab U.S. Large-Cap ETF and Vanguard Total Stock Market Index Fund.
What they hold in common
By the books each fund has filed, SCHX and VTI hold 87% of their money in the same securities at the same weight.
| Holding | SCHX | VTI |
|---|---|---|
| NVIDIA Corp | 7.51% | 6.37% |
| Apple Inc | 6.71% | 5.88% |
| Microsoft Corp | 4.89% | 3.84% |
| Amazon.com Inc | 3.87% | 3.19% |
| Alphabet Inc | 3.24% | 2.90% |
| Broadcom Inc | 3.10% | 2.48% |
| Alphabet Inc | 2.58% | 2.29% |
| Meta Platforms Inc | 2.02% | 1.71% |
| Tesla Inc | 1.79% | 1.64% |
| Micron Technology Inc | 1.60% | 1.80% |
| Eli Lilly & Co | 1.28% | 1.41% |
| Berkshire Hathaway Inc | 1.27% | 1.25% |
| Only in SCHX | Only in VTI |
|---|---|
| Linde PLC 0.34% | Sandisk Corp 0.47% |
| Seagate Technology Holdings PLC 0.28% | Linde PLC 0.33% |
| Eaton Corp PLC 0.23% | Seagate Technology Holdings PLC 0.30% |
| Honeywell International Inc 0.22% | Eaton Corp PLC 0.23% |
| Accenture PLC 0.17% | Chubb Ltd 0.17% |
| Chubb Ltd 0.17% | Trane Technologies PLC 0.15% |
| Trane Technologies PLC 0.15% | Space Exploration Technologies Corp 0.14% |
| Medtronic PLC 0.14% | Medtronic PLC 0.14% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| SCHX Schwab U.S. Large-Cap ETF | VTI Vanguard Total Stock Market Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | U.S. Large-Cap | US total market |
| Total return, 1 year | +16.8% | +17.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.7 pts | −0.3 pts |
| Expense ratio | 0.03% | 0.03% |
| Already in the S&P 500 | 94.9% | 88.3% |
| Holdings | 748 | 3531 |
SCHX in plain words
SCHX is an index equity fund tracking the U.S. Large-Cap. Over the year to Sep 11, 2026 it returned +16.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 748 positions, with the top ten at 37.3%.
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
Questions people ask
- Which returned more over the last year, SCHX or VTI?
- In the year to Sep 12, 2026, with distributions reinvested, SCHX returned +16.8% and VTI returned +17.2%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHX or VTI?
- SCHX charges 0.03% a year and VTI charges 0.03%, so SCHX is cheaper. Fees come from each fund's prospectus.
- How much do SCHX and VTI overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHX and 88% of VTI by weight is stocks the S&P 500 already holds. Between the two funds, 87% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHX against VTI, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHX-VTI Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources