Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHX vs VGIT: how they differ
SCHX and VGIT hold 0% of their weight in the same names, and SCHX returned more over the year.
Schwab U.S. Large-Cap ETF and Vanguard Intermediate-Term Treasury Index Fund.
What they hold in common
By the books each fund has filed, SCHX and VGIT hold 0% of their money in the same securities at the same weight.
| Only in SCHX | Only in VGIT |
|---|---|
| NVIDIA Corp 7.51% | United States Treasury Note/Bond 1.97% |
| Apple Inc 6.71% | United States Treasury Note/Bond 1.94% |
| Microsoft Corp 4.89% | United States Treasury Note/Bond 1.92% |
| Amazon.com Inc 3.87% | United States Treasury Note/Bond 1.92% |
| Alphabet Inc 3.24% | United States Treasury Note/Bond 1.92% |
| Broadcom Inc 3.10% | United States Treasury Note/Bond 1.89% |
| Alphabet Inc 2.58% | United States Treasury Note/Bond 1.89% |
| Meta Platforms Inc 2.02% | United States Treasury Note/Bond 1.87% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| SCHX Schwab U.S. Large-Cap ETF | VGIT Vanguard Intermediate-Term Treasury Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | U.S. Large-Cap | Intermediate-Term Treasury |
| Total return, 1 year | +16.8% | −1.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.7 pts | −18.7 pts |
| Expense ratio | 0.03% | 0.03% |
| Holdings | 748 | 103 |
SCHX in plain words
SCHX is an index equity fund tracking the U.S. Large-Cap. Over the year to Sep 11, 2026 it returned +16.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 748 positions, with the top ten at 37.3%.
VGIT in plain words
VGIT is a bond fund tracking the Intermediate-Term Treasury. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHX or VGIT?
- In the year to Sep 12, 2026, with distributions reinvested, SCHX returned +16.8% and VGIT returned −1.2%, so SCHX returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHX or VGIT?
- SCHX charges 0.03% a year and VGIT charges 0.03%, so SCHX is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHX against VGIT, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHX-VGIT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources