Which returned more over the last year, SCHP or XHB?

In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and XHB returned −16.6%, so SCHP returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHP or XHB?

SCHP charges 0.03% a year and XHB charges 0.35%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHP vs XHB: how they differ

SCHP and XHB hold 0% of their weight in the same names, and SCHP returned more over the year.

Schwab U.S. TIPS ETF and State Street(R) SPDR(R) S&P(R) Homebuilders ETF.

What they hold in common

By the books each fund has filed, SCHP and XHB hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHP	Only in XHB
United States Treasury 4.09%	Owens Corning 4.10%
United States Treasury 4.03%	Advanced Drainage Systems Inc 3.60%
United States Treasury 4.02%	KB Home 3.56%
United States Treasury 3.79%	Builders FirstSource Inc 3.56%
United States Treasury 3.62%	Meritage Homes Corp 3.53%
United States Treasury 3.42%	Toll Brothers Inc 3.52%
United States Treasury 3.39%	Installed Building Products Inc 3.49%
United States Treasury 3.38%	PulteGroup Inc 3.44%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

SCHP and XHB on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHP Schwab U.S. TIPS ETF	XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	State Street
What it is	US TIPS	SPDR S&P Homebuilders
Total return, 1 year	−0.8%	−16.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.4 pts	−34.1 pts
Expense ratio	0.03%	0.35%
Holdings	48	35

SCHP in plain words

SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XHB in plain words

XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 35.6%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SCHP or XHB?: In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and XHB returned −16.6%, so SCHP returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHP or XHB?: SCHP charges 0.03% a year and XHB charges 0.35%, so SCHP is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHP against XHB, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHP against XHB, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHP-XHB Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources