Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHP vs VUSB: how they differ
SCHP and VUSB hold 0% of their weight in the same names, and VUSB returned more over the year.
Schwab U.S. TIPS ETF and Vanguard Ultra-Short Bond ETF.
What they hold in common
By the books each fund has filed, SCHP and VUSB hold 0% of their money in the same securities at the same weight.
| Only in SCHP | Only in VUSB |
|---|---|
| United States Treasury 4.09% | United States Treasury Bill 4.24% |
| United States Treasury 4.03% | United States Treasury Note/Bond 0.68% |
| United States Treasury 4.02% | PNC Financial Services Group Inc/The 0.59% |
| United States Treasury 3.79% | United States Treasury Note/Bond 0.53% |
| United States Treasury 3.62% | Regions Bank/Birmingham AL 0.52% |
| United States Treasury 3.42% | US Bancorp 0.51% |
| United States Treasury 3.39% | Charles Schwab Corp/The 0.50% |
| United States Treasury 3.38% | Truist Bank 0.45% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| SCHP Schwab U.S. TIPS ETF | VUSB Vanguard Ultra-Short Bond ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | US TIPS | Ultra-Short Bond |
| Total return, 1 year | −0.8% | +3.7% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.4 pts | −13.8 pts |
| Expense ratio | 0.03% | 0.10% |
| Holdings | 48 | 1281 |
SCHP in plain words
SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.
VUSB in plain words
VUSB is a cash and treasury bills tracking the Ultra-Short Bond. Over the year to Sep 11, 2026 it returned +3.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.10% a year.
Questions people ask
- Which returned more over the last year, SCHP or VUSB?
- In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and VUSB returned +3.7%, so VUSB returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHP or VUSB?
- SCHP charges 0.03% a year and VUSB charges 0.10%, so SCHP is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHP against VUSB, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHP-VUSB Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources