Which returned more over the last year, SCHP or SHY?

In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and SHY returned +1.7%, so SHY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHP or SHY?

SCHP charges 0.03% a year and SHY charges 0.15%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHP vs SHY: how they differ

SCHP and SHY hold 0% of their weight in the same names, and SHY returned more over the year.

Schwab U.S. TIPS ETF and iShares 1-3 Year Treasury Bond ETF.

What they hold in common

By the books each fund has filed, SCHP and SHY hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHP	Only in SHY
United States Treasury 4.09%	United States of America 1.97%
United States Treasury 4.03%	United States of America 1.86%
United States Treasury 4.02%	United States of America 1.72%
United States Treasury 3.79%	United States of America 1.62%
United States Treasury 3.62%	United States of America 1.61%
United States Treasury 3.42%	United States of America 1.53%
United States Treasury 3.39%	United States of America 1.49%
United States Treasury 3.38%	United States of America 1.47%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

SCHP and SHY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHP Schwab U.S. TIPS ETF	SHY iShares 1-3 Year Treasury Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	iShares
What it is	US TIPS	1-3 Year Treasury Bond
Total return, 1 year	−0.8%	+1.7%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.4 pts	−15.8 pts
Expense ratio	0.03%	0.15%
Holdings	48	89

SCHP in plain words

SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

SHY in plain words

SHY is a bond fund tracking the 1-3 Year Treasury Bond. Over the year to Sep 11, 2026 it returned +1.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, SCHP or SHY?: In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and SHY returned +1.7%, so SHY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHP or SHY?: SCHP charges 0.03% a year and SHY charges 0.15%, so SCHP is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHP against SHY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHP against SHY, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHP-SHY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources