Which returned more over the last year, SCHP or SGOV?

In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and SGOV returned +3.8%, so SGOV returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHP or SGOV?

SCHP charges 0.03% a year and SGOV charges 0.09%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHP vs SGOV: how they differ

SCHP is a bond index fund and SGOV a short-term Treasury fund, and over the year SGOV returned more, +3.8% against −0.8%.

Schwab U.S. TIPS ETF and iShares 0-3 Month Treasury Bond ETF.

SCHP and SGOV on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHP Schwab U.S. TIPS ETF	SGOV iShares 0-3 Month Treasury Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	iShares
What it is	US TIPS	0-3 month T-bills
Total return, 1 year	−0.8%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.4 pts	−13.7 pts
Expense ratio	0.03%	0.09%
Holdings	48	not filed

SCHP in plain words

SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

SGOV in plain words

SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, SCHP or SGOV?: In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and SGOV returned +3.8%, so SGOV returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHP or SGOV?: SCHP charges 0.03% a year and SGOV charges 0.09%, so SCHP is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHP against SGOV, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHP against SGOV, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHP-SGOV Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources