Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHG vs XLK: how they differ
SCHG and XLK hold 45% of their weight in the same names, and XLK returned more over the year.
Schwab U.S. Large-Cap Growth ETF and State Street(R) Technology Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SCHG and XLK hold 45% of their money in the same securities at the same weight.
| Holding | SCHG | XLK |
|---|---|---|
| NVIDIA Corp | 11.02% | 14.66% |
| Apple Inc | 9.84% | 12.86% |
| Microsoft Corp | 7.18% | 8.38% |
| Broadcom Inc | 4.55% | 5.41% |
| Advanced Micro Devices Inc | 2.94% | 5.28% |
| Palantir Technologies Inc | 1.25% | 1.49% |
| KLA Corp | 0.88% | 2.20% |
| Palo Alto Networks Inc | 0.80% | 1.54% |
| Crowdstrike Holdings Inc | 0.64% | 1.08% |
| Salesforce Inc | 0.62% | 0.71% |
| AppLovin Corp | 0.58% | 0.77% |
| Arista Networks Inc | 0.57% | 0.98% |
| Only in SCHG | Only in XLK |
|---|---|
| Amazon.com Inc 5.68% | Micron Technology Inc 5.42% |
| Alphabet Inc 4.76% | Intel Corp 3.68% |
| Tesla Inc 3.92% | Applied Materials Inc 3.20% |
| Alphabet Inc 3.78% | Lam Research Corp 3.02% |
| Meta Platforms Inc 3.46% | Cisco Systems Inc 2.59% |
| Eli Lilly & Co 3.06% | Sandisk Corp 1.88% |
| Visa Inc 1.92% | Texas Instruments Inc 1.51% |
| Costco Wholesale Corp 1.48% | International Business Machines Corp 1.47% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| SCHG Schwab U.S. Large-Cap Growth ETF | XLK State Street(R) Technology Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | State Street |
| What it is | U.S. Large-Cap Growth | Technology |
| Total return, 1 year | +12.7% | +39.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −4.8 pts | +21.7 pts |
| Expense ratio | 0.04% | 0.08% |
| Already in the S&P 500 | 95.4% | 100.0% |
| Holdings | 193 | 74 |
SCHG in plain words
SCHG is an index equity fund tracking the U.S. Large-Cap Growth. Over the year to Sep 11, 2026 it returned +12.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.04% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 193 positions, with the top ten at 57.2%.
XLK in plain words
XLK is an index equity fund tracking the Technology. Over the year to Sep 11, 2026 it returned +39.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 64.5%. It sat 5.2% below its high of Jun 2, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHG or XLK?
- In the year to Sep 12, 2026, with distributions reinvested, SCHG returned +12.7% and XLK returned +39.2%, so XLK returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHG or XLK?
- SCHG charges 0.04% a year and XLK charges 0.08%, so SCHG is cheaper. Fees come from each fund's prospectus.
- How much do SCHG and XLK overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHG and 100% of XLK by weight is stocks the S&P 500 already holds. Between the two funds, 45% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHG against XLK, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHG-XLK Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources