Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHF vs XLC: how they differ
SCHF and XLC hold 0% of their weight in the same names, and SCHF returned more over the year.
Schwab International Equity ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SCHF and XLC hold 0% of their money in the same securities at the same weight.
| Only in SCHF | Only in XLC |
|---|---|
| SK hynix Inc 2.83% | Meta Platforms Inc 19.93% |
| ASML Holding NV 2.12% | Alphabet Inc 13.10% |
| HSBC Holdings PLC 1.09% | Alphabet Inc 10.44% |
| Novartis AG 0.98% | Take-Two Interactive Software Inc 5.26% |
| AstraZeneca PLC 0.94% | Netflix Inc 4.84% |
| Royal Bank of Canada 0.91% | Comcast Corp 4.71% |
| Nestle SA 0.88% | Warner Bros Discovery Inc 4.67% |
| Shell PLC 0.81% | Electronic Arts Inc 4.64% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| SCHF Schwab International Equity ETF | XLC State Street(R) Communication Services Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | State Street |
| What it is | International Equity | Communication services |
| Total return, 1 year | +25.4% | −2.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +8.0 pts | −19.5 pts |
| Expense ratio | 0.03% | 0.08% |
| Already in the S&P 500 | 0.0% | 100.0% |
| Holdings | 1476 | 23 |
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
XLC in plain words
XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 76.2%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHF or XLC?
- In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and XLC returned −2.0%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHF or XLC?
- SCHF charges 0.03% a year and XLC charges 0.08%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do SCHF and XLC overlap with the S&P 500?
- By their latest filed holdings, 0% of SCHF and 100% of XLC by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHF against XLC, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-XLC Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources